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TotallyMoney: Credit reports reviews

4.73
Based on 1,237 reviews, last reviewed 10th Jul 2026
108400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I really like totally money. Its easy to use and the information is clear and accurate. Reviewed on: 10th July 2026
Lynn T's avatar
Lynn T

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1237)

It’s a fantastic app that lets me keep on track of m...

5
It’s a fantastic app that lets me keep on track of my credit rating and any upcoming changes! Would really recommend to anyone!! Reviewed on: 5th June 2026

Really helpful

5
Easy to use, totally free, really helpful features that help you keep track of, and improve, your credit rating! Reviewed on: 5th June 2026

These guys really take the stress away from debt and...

5
These guys really take the stress away from debt and help manage you finances. All at a easy to use app with a way of seeing what’s happening for peace of mind. Reviewed on: 5th June 2026

Great service, great App.

5
Great service, great App. Super easy to use, helped me rebuild my credit from practically nothing to now it is almost at the top of the scale. Reviewed on: 5th June 2026

Honest and fair

5
Always find get a fair honest report when it comes to totally money. Never ever have any confusion as it’s explained in a very simple manner. Would recommend totally money. Reviewed on: 5th June 2026

Knowledge is wealth

5
It has been a critical tool helping me to improve financial awareness and improve my financial health Reviewed on: 5th June 2026

Life saving appreciation

5
Their explanation to credit and loans did help me restructure my debt that was giving me sleepless nights. I owe them a big appreciation. Reviewed on: 5th June 2026

Really easy to use and see what offers are available...

5
Really easy to use and see what offers are available to you, has really helped getting my credit rating back on track Reviewed on: 5th June 2026

help you

5
helps you with information needed for improvement Reviewed on: 5th June 2026

Credit builder

5
Totally money has helped me build my credit score up in the last 2 years and helped me become more financially stable. The app is simple and full of information Reviewed on: 5th June 2026

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