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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience.
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TotallyMoney Credit reports reviews (1273)

information you can trust all you need for reassurance

5
information you can trust all you need for reassurance Reviewed on: 4th June 2026
Catherine McDaniel 's avatar
Catherine McDaniel

Easy to understand what your credit score is and wha...

5
Easy to understand what your credit score is and what you can get aswell Reviewed on: 4th June 2026
Graham W's avatar
Graham W

Excellent advice.

5
Always had good support and advice. Reviewed on: 4th June 2026
david critchley's avatar
david critchley

It is brilliant in terms of providing the best possi...

5
It is brilliant in terms of providing the best possible information and easy to navigate the products. Reviewed on: 4th June 2026
Jay Singh's avatar
Jay Singh

Its great and very helpful to keep a track of ur cre...

5
Its great and very helpful to keep a track of ur credit report Reviewed on: 4th June 2026
Pawan P's avatar
Pawan P

TotallyMoney has been a great tool for keeping on to...

5
TotallyMoney has been a great tool for keeping on top of my credit. The dashboard is clean and straightforward, making it easy to see your credit score and what's affecting it. I particularly like the free credit report feature — it breaks everything down clearly so you actually understand what lenders are seeing. The personalised offers based on your eligibility are a bonus too, as it takes the guesswork out of applying for credit. Overall a really helpful, free service that I'd recommend to anyone. Reviewed on: 4th June 2026
Adetola A's avatar
Adetola A

Dint get a loan through them thought that’s what the...

4
Dint get a loan through them thought that’s what they were for Reviewed on: 4th June 2026
Michelle 's avatar
Michelle

Excellent service, my go to for all my credit needs

5
Excellent service, my go to for all my credit needs Reviewed on: 4th June 2026
John c's avatar
John c

Absolutely love this app easy to use and always upda...

5
Absolutely love this app easy to use and always updates me with useful recommendations Reviewed on: 4th June 2026
Lisa 's avatar
Lisa

TotallyMoney Makes Credit Monitoring Easy

5
I have been using TotallyMoney to monitor my credit report and score, and my experience has been very positive. The platform is easy to use, and it provides clear, up-to-date information about my credit status. I particularly like how it explains the factors affecting my credit score and offers practical suggestions for improvement. The credit report is easy to understand, and the regular updates help me stay on top of my finances. The service has helped me track my progress and better manage my credit profile. I would recommend TotallyMoney to anyone looking for a simple and reliable way to monitor their credit report and improve their financial health. Reviewed on: 4th June 2026
George 's avatar
George

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