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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Excellent always advises you on credit

5
Excellent always advises you always correct and tells you who been looking at your credit Reviewed on: 19th May 2026

Awesome,great experience and great app

5
Awesome,great experience and great app Reviewed on: 19th May 2026

It has been life changing getting to know my credit...

5
It has been life changing getting to know my credit score and what I need to do to improve. Reviewed on: 19th May 2026

Good experience for keeping me up to date with my cr...

5
Good experience for keeping me up to date with my credit score. Reviewed on: 19th May 2026

Very useful and more detailed information compared t...

5
Very useful and more detailed information compared to other sites. Reviewed on: 19th May 2026

Helpful and easy to use never had any issues

5
Helpful and easy to use never had any issues Reviewed on: 19th May 2026

keep you informed regularly on how you are performin...

5
keep you informed regularly on how you are performing with your money issues Reviewed on: 19th May 2026

I’ve had good experience with them, but I’ve never r...

5
I’ve had good experience with them, but I’ve never really been offered anything when I’ve applied for a credit card or a loan I’ve had more luck doing it directly myself Reviewed on: 19th May 2026

Helped me with my credit score and acquiring credit...

5
Helped me with my credit score and acquiring credit cards Reviewed on: 19th May 2026

Haven’t had to use customer service so cannot comment

5
Haven’t had to use customer service so cannot comment Reviewed on: 19th May 2026

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