Smart Money People Logo

Trading 212: Investment Accounts reviews

4.88
Based on 1,408 reviews, last reviewed 12th Apr 2026
99800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Started when I was 18 kept going ever since. Started when I was 18 kept going ever since. Great app would highly recommend Reviewed on: 12th April 2026
Logan G's avatar
Logan G

Latest lowest rating:

1

Customers need to be able to phone someone for help Customers need to be able to phone someone for help Reviewed on: 11th February 2026
Duncan's avatar
Duncan

About this product

Trading 212 offer commission-free investing for everyone.

Using the award-winning app, you can buy stocks instantly. You can invest in ready-made pies or build your own. Invest as little as £1 with fractional shares which means you’re able to own stocks in companies like Google, Amazon and Apple.

Trading 212 stocks and shares reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Review Trading 212: Investment Accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Trading 212 Investment Accounts reviews (1408)

Enjoyable and easy to use great for beginners

5
Enjoyable and easy to use great for beginners Reviewed on: 19th January 2026

Great platform, easy to navigate.

5
Great platform, easy to navigate. Customer service v good ! Wide range of services under 1 roof…. Excellent Reviewed on: 19th January 2026

Top-class investment provider.

5
212 is reliable, gives decent interest on cash, charges no execution fee and has very low FX fees. Communication is good when needed. I came from another very well-known provider and would never go back. I have made far more money here..Just a shame they don’t do a SIPP! Reviewed on: 19th January 2026

The best trading and investment platform in the UK

4
Trading212 allows you to buy/sell just about every stock or ETF you can think of. You can do most advanced order types such as limit and stop orders which most other platforms will charge for. A fantastic feature of the app is the social section where you can see what people are thinking about each stock. My favourite feature is the Most Owned/Sold/Bought Lists so I can see what other people are doing. Reviewed on: 19th January 2026
Reply from Trading 212 Thank you for the positive review, Philippe. We appreciate your kind words. It’s great to hear that you’re enjoying our platform and all available features. Response date: 10th February 2026
Trading 212's avatar
Trading 212

Overall good

4
Overall happy with Bank thank you. Reviewed on: 19th January 2026
Reply from Trading 212 Thank you for the positive review, Holly. We're happy to hear that you're overall happy with our app. If we can do anything to earn that extra star, please share it with us. Response date: 10th February 2026
Trading 212's avatar
Trading 212

Excellent App, Excellent Experience

5
Excellent App, Excellent Experience Reviewed on: 19th January 2026

Good Trading platform can choose what asset you whis...

5
Good Trading platform can choose what asset you whish to invest in Reviewed on: 14th January 2026

I am extremely disappointed and really extremely...

1
I am extremely disappointed extremly I am extremely disappointed, to say the least. For three months, they have been reissuing a card that I ordered and cannot deliver. They do not respond appropriately. They issued five cards (I hope they did not fall into the wrong hands) and I had to withdraw my investments. This is completely absurd. Don't apply for a card, you'll never get it. Reviewed on: 22nd December 2025
Reply from Trading 212 We're sorry to hear about your experience. We understand how frustrating and worrying this must have been, especially with multiple reissues and no successful delivery. We want to look into the card deliveries, but unfortunately, we couldn't locate your account. Please reach out via the in-app chat or email us at [email protected], so we can investigate properly and assist further. Response date: 20th January 2026
Trading 212's avatar
Trading 212

Overseas transactions brilliant

5
I’ve just spent a month in Asia- Thailand and Vietnam ( yes it works with Thai Baht and Vietnamese Dong transactions even though they aren’t one of the currencies one can buy within the account) I’ve done the number crunching on the daily exchange for Mastercard and Visa compared to T212 after seeing the actual rate T212 gives when I did a transaction and compared the exchange for Visa and MC on one of my 0% fees cards I do have for both Visa and MC)! T212 wins hands down it gives interbank FX rates which are better than Visa or MC who both have around a 1% loading. Add the 0.5% cashback the effective exchange rate can not be beaten. It works fine everywhere UK and abroad plus overseas transactions (such as USD where that is the currency charge in particular website) I’ve used it contactless and when PIN is required and online no problem. One thing it can’t do is withdraw from an ATM (contactless withdrawal apparently yes but abroad I’ve found that restricted to a particular overseas bank card on their own ATM machines which I’ve found certainly in Thailand so can’t use it in an ATM it doesn’t have a magnetic strip enabling ATM withdrawals apparently) or do counter withdrawals in banks I use a Barclaycard Rewards VISA credit card for ATM and counter withdrawals but otherwise I use nothing other than T212 when abroad or doing online transactions not in sterling- absolutely brilliant little black card! Reviewed on: 26th September 2025

Simple, varied options, great ai

5
I started with a small amount with a growth and dividend strategy. I am now gaining over 10 percent growth and dividend reinvestment yearly. It is easy to use and although there is potential to lose. The new ai features and managed pies make it easy to start investing. Highly recommended. You can use my invite code for free shares, minimal investment. Gux23cSk Reviewed on: 14th September 2025

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Cash ISA

    from Trading 212 4.92 from 3803 reviews
    Trading 212
  • Stocks and Shares ISA

    from Trading 212 4.91 from 4901 reviews
    Trading 212
    View all products