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Trading 212: Investment Accounts reviews

Name: Investment Accounts
Rating: 4.75 (311 reviews)

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4.67

Based on 311 reviews, last reviewed 26th Sep 2025

100% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

84%

11%

Latest highest rating:

5

Overseas transactions brilliant I’ve just spent a month in Asia- Thailand and Vietnam ( yes it works with Thai Baht and Vietnamese Dong transactions even though they aren’t one of th... Read more Reviewed on: 26th September 2025

Latest lowest rating:

1

i am very happy thank you lisa I got all my funds back, lisa did all the work, thank you Lisa Elizabeth Reviewed on: 21st September 2025

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About this product

Trading 212 offer commission-free investing for everyone.

Using the award-winning app, you can buy stocks instantly. You can invest in ready-made pies or build your own. Invest as little as £1 with fractional shares which means you’re able to own stocks in companies like Google, Amazon and Apple.

Trading 212 stocks and shares reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Investment Accounts reviews (311)

Overseas transactions brilliant

I’ve just spent a month in Asia- Thailand and Vietnam ( yes it works with Thai Baht and Vietnamese Dong transactions even though they aren’t one of the currencies one can buy within the account) I’ve done the number crunching on the daily exchange for Mastercard and Visa compared to T212 after seeing the actual rate T212 gives when I did a transaction and compared the exchange for Visa and MC on one of my 0% fees cards I do have for both Visa and MC)! T212 wins hands down it gives interbank FX rates which are better than Visa or MC who both have around a 1% loading. Add the 0.5% cashback the effective exchange rate can not be beaten. It works fine everywhere UK and abroad plus overseas transactions (such as USD where that is the currency charge in particular website) I’ve used it contactless and when PIN is required and online no problem. One thing it can’t do is withdraw from an ATM (contactless withdrawal apparently yes but abroad I’ve found that restricted to a particular overseas bank card on their own ATM machines which I’ve found certainly in Thailand so can’t use it in an ATM it doesn’t have a magnetic strip enabling ATM withdrawals apparently) or do counter withdrawals in banks I use a Barclaycard Rewards VISA credit card for ATM and counter withdrawals but otherwise I use nothing other than T212 when abroad or doing online transactions not in sterling- absolutely brilliant little black card! Reviewed on: 26th September 2025

i am very happy thank you lisa

I got all my funds back, lisa did all the work, thank you Lisa Elizabeth Reviewed on: 21st September 2025

Simple, varied options, great ai

I started with a small amount with a growth and dividend strategy. I am now gaining over 10 percent growth and dividend reinvestment yearly. It is easy to use and although there is potential to lose. The new ai features and managed pies make it easy to start investing. Highly recommended. You can use my invite code for free shares, minimal investment. Gux23cSk Reviewed on: 14th September 2025

I love using trading 212 because it's easy to buy an...

I love using trading 212 because it's easy to buy and sell shares and see a trend with the different stocks and shares. I know it's super secure and protected. Reviewed on: 12th June 2025

Be Warned Trading 212!

Opened an account with Trading 212 to tip my toe in the investing water. Decided it was too complicated for a novice investor. Here comes the catch Trading 212 make it virtually impossible to get your funds out of their account system. I have virtually kissed goodbye to £500 as there seems to be no way out other that spend ages with a virtual chat room going round in circles. This is a genuine review to warn any other novice investors. I really can't afford to throw away £500 but seems there is no clear way to close the account and get your owns funds back. Reviewed on: 11th June 2025

Reply from Trading 212 We’re sorry to hear about your experience and appreciate you sharing your concerns, Ronald. Withdrawing funds and closing your account should never feel complicated or inaccessible, especially for new investors. Rest assured that your money is never lost, and there are clear steps in place to withdraw it at any time. After you have verified your payment method/s, you can request a withdrawal by going to Menu → Manage funds → Withdraw. If you’re having trouble verifying your payment method/s or withdrawing funds, please message us via the t212.cc/ask form and share the case reference number once done. We’ll be happy to assist you personally and resolve this quickly. Response date: 27th June 2025

Disappointing Security: No Real Support When It Matters

I trusted Trading 212 as a platform to manage my savings and investments, but when my account was compromised, I was shocked by how limited the support and security actually were. Despite reporting the issue quickly, the fraudster was able to bypass account protections by exploiting weak links in their process, including actions taken through email and SMS. There was no phone support, no secure backup system, and no meaningful way to stop the fraud once it started. Trading 212 insists their systems worked properly, but in reality, their design allowed someone else to access and empty my account. This experience left me feeling extremely vulnerable and let down. Financial platforms must do more to protect users, especially when it comes to identity verification and crisis response. If you’re looking for a secure investment platform, be cautious and make sure you’re comfortable with the support options they actually provide—not just what they advertise. Reviewed on: 11th June 2025

Reply from Trading 212 We’re truly sorry to hear about the situation you faced, Susana! As a licensed broker regulated by the FCA, CySEC, ASIC, and BaFin, we're obliged to follow strict policies and ensure security. That is why, Two-factor authentication is now mandatory for all clients, and we offer two secure methods: either through a trusted device or an authenticator app. Security protocols, including identity verification, can only be completed after the required documents and biometric data are verified. However, if this information is accessed or used by a third party with or without the account holder’s knowledge, responsibility for account activity ultimately remains with the holder. Still, we understand how distressing this experience can be and would like to assist. Please update your review with your case reference number so we can take a closer look and ensure all of your concerns are addressed. Response date: 27th June 2025

Account is safe and in touch and clear.

Account is safe and in touch and clear. Reviewed on: 10th April 2025

Well structured and simple to use

Well presented, simple to use, easy access to hundreds of instruments. Payments and withdrawals are quick and efficient. Lots of financial information available in real and notifications keep you in the know on how your portfolio is performing in real time. Reviewed on: 9th April 2025

A great trading platform

Having used Trading 212 since last summer, I can wholeheartedly say it has been a very pleasant experience trading on their platform. Their app is very simple to use, has all of the information necessary to hand and this information is well-sctructured and well-presented Reviewed on: 29th March 2025

Easy and secure

It has been very easy to invest and monitor how my shares are doing. The seperate card account could be very useful in yhe future. When i thought my account might be compromised they acted very quickly to secure it. Reviewed on: 28th March 2025

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