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Travel Insurance 4 Medical: Travel insurance reviews

View other Travel Insurance 4 Medical products
4.72
Based on 4,855 reviews, last reviewed 6th Sep 2026
11000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Easy to purchase online Easy process to purchase online best deal for me price wise Reviewed on: 6th September 2026
Kimmeka's avatar
Kimmeka

Latest lowest rating:

1

They missold travel insurance that could cover us, They missold travel insurance that could cover us, when in fact asking for a valid situation. Refused to do so Reviewed on: 31st August 2026
Rumpole's avatar
Rumpole
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About this product

Travel Insurance 4 Medical specialise in cover for people with medical conditions.

The team aim to make things easier by providing a quote process that can be completed over the phone or online and in less than ten minutes. Customers have 24/7 access to an emergency helpline.

Travel Insurance 4 Medical reviews help you find out what it’s really like to be a customer. If you’ve used Travel Insurance 4 Medical before, you can also leave a review and share your experience.

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Travel Insurance 4 Medical Travel insurance reviews (4855)

Best Travel Insurance on the market for pre-existing medical conditions.

5
As a retiree with pre-existing medical conditions travel insurance got more expensive every year that is until I came across Travel Insurance 4 Medical. Great value and significantly cheaper than quotes I got from several comparison sites. Reviewed on: 13th September 2018
John Weaver's avatar
John Weaver

Will help be there when it is wanted!

3
Took out travel policy with Travel Insurance 4 Medical for our 20 days Mediterranean Cruise, 13/8 t0 01/9/2018 booking direct with company. On `28 August whilst visiting Gibraltar, our last port of call before returning to Southampton, my wife fell and broke her left hip. We were put off the ship, and my wife was transferred into Gibraltar Hospital where she was operated upon and given a complete hip replacement the next day 29th. Meanwhile, I was left in the hospital, my wife being my carer as I have dementia, becoming agitated and disorientated until the hospital and the P.O. Company Agent arranged for me to be accompanied to a hotel with a Medoc Nurse for the night. The hospital meanwhile had telephoned my daughter in Bristol and suggested that she should fly out to Gibraltar to look after me, she arrived the next day. We were told that the ship, insurance company and the port agent and the hospital would be liaising with each other and all would be taken care of. But it does not work like that at all. The cost of the first night at the hotel was borne by the port agent, after that we were on our own. The single most important thing that we learned, was that one must personally contact your claims department of your insurance company yourself and that any claim made must be validated by them before any help is given, this can take many days and become frustrating especially if numerous calls to them result in having to repeat all of the information to different people, so ask for your case workers name too. A lot of information is required by the insurance company before one gets any decision on the claim being made. I.e., Claim Form, Consent form from you to them to allow them to obtain your medical records from whatever hospital you may be in. Consent form from you to the hospital records office allowing them to disclose your medical records to the insurance company, consent form from you to your U.K. GP giving consent for them to release your medical records to them. Be aware that what information your GP passes over may not be what you think that you may suffer from. So it may pay to ask Your GP if in his opinion it is safe for you to travel. When all this medical information is gathered in, it is then passed over to the insurance medical services who the peruse it all. Then the insurance underwriters have to validate it. It is then passed on to the repatriation team who make the arrangements for travel arrangements etc. Travel Insurance 4 Medical , once the claim had been validated, was really on the ball. Hotel expenses paid for and stay extended until a nurse was flown out from UK to escort my wife back, wheelchair support both in Gibraltar and at Heathrow, flights and transport from Heathrow to home.. The service we received from Travel Insurance 4 Medical was, once our claim was validated, first class. I recommend this Insurance Company to all, But do remember to contact them personally as soon as possible if making a claim. If for a cruising holiday ensure that your policy covers this too. Reviewed on: 13th September 2018
John Thomas's avatar
John Thomas

Very good competitive price. Quick, easy transaction.

5
I have numerous health issues and everything was covered in the insurance without question. Reviewed on: 13th September 2018
Susan strachan's avatar
Susan strachan

Cover you want at the right price

4
Best price I could find for a year of worldwide cover for someone having had a heart attack. Well worth checking out. Reviewed on: 12th September 2018
Neill DeVall's avatar
Neill DeVall

Great cover choices

4
Well, suffice to say, it was difficult finding suitable insurers to cover existing medical conditions, and we have now used TI4M 3 years consecutively. They still offer very competitive cover with a range of options. Thank you...keep up the good work! I only scored 4* as it would not be fair to give 5 as we haven't yet had to address "Claims" ...... touch wood, fingers crossed etc. Reviewed on: 11th September 2018
Andy Macquiban's avatar
Andy Macquiban

Revised travel cover.

1
Despite hav.ing taken out travel insurance for European trips the company simply refused to provide cover for a trip to North America. Reviewed on: 9th September 2018
Dennis Rodgers's avatar
Dennis Rodgers

The best thing you could do

5
It was so easy and stress free to book with travel ins 4you Reviewed on: 8th September 2018
Marion Freeland's avatar
Marion Freeland

Great value insurance

5
Fair and affordable insurance for people with medical conditions, this was half the price of other quotes I had received. The staff were friendly, efficient and helpful. Reviewed on: 8th September 2018
Carole's avatar
Carole

Fantastic service

5
I have used TI4M for years now, having always provided me with excellent cover at a competitive price, considering I have asthma. Travel Insurance 4 Medical is my go to insurance now and I doubt I will ever look elsewhere! Excellent job, keep it up! Reviewed on: 8th September 2018
Ben's avatar
Ben

Great

5
Very helpful listened and answered all my question Reviewed on: 8th September 2018
Joanne Tarling Nicholls's avatar
Joanne Tarling Nicholls

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