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United Trust Bank: Cash ISA reviews

Name: Cash ISA
Rating: 4.9 (237 reviews)

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4.90

Based on 237 reviews, last reviewed 22nd Feb 2026

21400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

10%

3 star

2 star

1 star

Latest highest rating:

5

Fantastic bank to deal with. Fantastic bank to deal with. Extremely efficient customer service and easily accessible. Reviewed on: 22nd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

United Trust Bank offer a range of cash ISAs.

Accounts have fixed interest rates from one year to seven years. You can apply for and manage a United Trust cash ISA online.

United Trust Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used United Trust Bank before, you can also leave a review and share your experience.

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United Trust Bank Cash ISA reviews (237)

Competitive rates for the longest terms

Competitive return rates, especially on some on the longest term fixes available on the market up to 7 years. Great if you are looking for long term stability. Reviewed on: 7th February 2026

Hassle Free & Friendly

I requested a cash ISA transfer from another provider into UTB. There was a glitch with my previous provider but as soon as I contacted UTB they successfully resubmitted the request and e-mailed me when the transfer had gone through. Perfect Service. Reviewed on: 6th February 2026

Easy to speak to someone I can understand.

Easy to speak to someone I can understand. Get problems sorted Reviewed on: 5th February 2026

Excellent

Great rates and customer service Reviewed on: 4th February 2026

Hightly Recommended Bank with Excellent Saving Rates

Extremely good website and excellent communications combined with above market rates on ISA's and Easy Access Savings Reviewed on: 3rd February 2026

UTBank ISA

Simple online process. good intrest rate Reviewed on: 3rd February 2026

Customers matter with utb

Always been delighted with customer service and clear concise communications. I have always felt I was dealing with a good honest bank who pride themselves on clarity. Reviewed on: 3rd February 2026

I have banked with them for years and now so does my...

I have banked with them for years and now so does my partner. Interest rates are competitive and importantly they answer the phone really quickly and we get to speak to people in the UK who speak great English and who are able to solve problems. Reviewed on: 1st February 2026

Solid reliable bank.

Solid reliable bank with an easy to understand website. Also good rates offered for savings Reviewed on: 31st January 2026

Very easy to set up.

Very easy to set up with the best interest rates. Customer service are excellent. Reviewed on: 31st January 2026

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