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United Trust Bank: Cash ISA reviews

4.84
Based on 572 reviews, last reviewed 1st Jun 2026
3% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
9%
3 star
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0%
2 star
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0%
1 star
See only 1 star reviews
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Latest highest rating:

5

THE UNITED TRUST BANK WEB SITE IS VERY EASY TO UNDER... THE UNITED TRUST BANK WEB SITE IS VERY EASY TO UNDERSTAND AND USE. VERY COMPETITIVE INTEREST RATES AVAILABLE Reviewed on: 1st June 2026
PAUL F's avatar
PAUL F

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

United Trust Bank offer a range of cash ISAs.

Accounts have fixed interest rates from one year to seven years. You can apply for and manage a United Trust cash ISA online.

United Trust Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used United Trust Bank before, you can also leave a review and share your experience.

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United Trust Bank Cash ISA reviews (572)

UTBank ISA

5
Simple online process. good intrest rate Reviewed on: 3rd February 2026

Customers matter with utb

5
Always been delighted with customer service and clear concise communications. I have always felt I was dealing with a good honest bank who pride themselves on clarity. Reviewed on: 3rd February 2026

I have banked with them for years and now so does my...

5
I have banked with them for years and now so does my partner. Interest rates are competitive and importantly they answer the phone really quickly and we get to speak to people in the UK who speak great English and who are able to solve problems. Reviewed on: 1st February 2026

Solid reliable bank.

5
Solid reliable bank with an easy to understand website. Also good rates offered for savings Reviewed on: 31st January 2026

Very easy to set up.

5
Very easy to set up with the best interest rates. Customer service are excellent. Reviewed on: 31st January 2026

user friendly website, various choices of saving ac...

5
user friendly website, various choices of saving accounts Reviewed on: 30th January 2026

Website is easy to use.

5
Website is easy to use. Products are clearly defined and competitive. Reviewed on: 27th January 2026

I Have Complete Confidence in United Trust Bank

5
I have been banking with United Trust Bank for over 5 years. Customer service is second to none. Phone calls are answered almost immediately .They will help you with anything you want to sort out in a professional and friendly way. Opening an account online is easy, but if you need a bit of help and advice they are there at the end of the phone. I have complete confidence in them. There interest rates are quite competitive, and communication via post and/or email keeps you informed. Reviewed on: 26th January 2026

Best cash ISA provider

5
I and my wife both have cash ISA with UTB and we are happy with all the services UTB provided. Good communications and good interest rates. Reviewed on: 25th January 2026

A Bank of Value

5
Very competitive interest rate and excellent, easily accessible customer service. Reviewed on: 23rd January 2026

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