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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,076 reviews, last reviewed 15th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great people, great company great service Great people, great company great service Reviewed on: 15th June 2026
Mr Williams's avatar
Mr Williams

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11076)

Easy and clear

4
Easy and clear experience, rates set out and clear repayment amounts/length Reviewed on: 12th March 2022
scottphipps101@hotmail.com's avatar
[email protected]

Great service

5
Quick, efficient and great service Reviewed on: 12th March 2022
katie brock's avatar
katie brock

Quick and easy

5
I did the eligibility check for a loan to cover my credit cards which were on extortionate interest rates. They asked a couple of questions about my incomings and outgoings (which were not straightforward because I’d just returned to work from maternity leave, hence the credit card debt!!) and I had an offer within hours which reduces my monthly payments by a lot! Great service! Reviewed on: 12th March 2022
jackiclare's avatar
jackiclare

Interest rates could be lower but overall, very good

4
Interest rates could be lower but overall, very good. Quick, easy and informative - very good for a generation such as mine! Reviewed on: 12th March 2022
emilysloan@live.co.uk's avatar
[email protected]

Great service

4
Great service. Very friendly staff. Great with the email correspondence. Reviewed on: 12th March 2022
Dean's avatar
Dean

Fantastic bank, very easy application process!

5
From installing the Updraft app, then completing the stress free application I was accepted within minutes. I like how everything you need to know is contained within the Updraft App and if you need assistance that can be done from the app with a live chat! Highly recommended bank, and lower interest than any other bank I looked into. Reviewed on: 12th March 2022
Charlie Robertson's avatar
Charlie Robertson

Top , quick efficient service

5
I saw an add for updraft and wabted to consolidate some of my debt so i didnt pay as much interest. My application was very easy , messages on the app were easy to follow and the relavent checks ect were done very fast. They then show your offer before you haveto accept . Very good service would 100% reccomend Reviewed on: 12th March 2022
Arron Burgess's avatar
Arron Burgess

Really fantastic experience

5
Using Updraft is so joyful - everything is dealt with easily on a mobile phone within the app interface. I haven't even needed to use the help. Reviewed on: 12th March 2022
Chimmy's avatar
Chimmy

Wow

5
So quick and easy to use! Thanks to updraft I’ve got myself back on track. Reviewed on: 12th March 2022
nickyreynolds80@yahoo.co.uk's avatar
[email protected]

Amazing offers

5
Amazing offers for great interest rate and payment plan Reviewed on: 12th March 2022
Summer Ivaska's avatar
Summer Ivaska

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