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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11077 reviews)

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4.88

Based on 11,077 reviews, last reviewed 16th Jun 2026

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Efficiency

They are swift, brilliant and trustworthy. I will tell my family about them. They have helped me gone through some financial difficulties Reviewed on: 4th March 2022

Amazing help! Easy and quick!

Updraft are an amazing company, they’re quick, easy and hassle free Reviewed on: 4th March 2022

Helpful, and good rates

Easy to set up, get good advice, and great competitive prices. Reviewed on: 4th March 2022

Easy and simple

Updraft was simple to use, all done through an app on my phone and easy to access. They kept me up to date on my application and they have all of details in one place! A great bank to use. Reviewed on: 4th March 2022

Extremely helpful and great service!

Staff are so helpful and Updraft give you the freedom to pay more than your agreed payment without hidden fees! Reviewed on: 4th March 2022

Best and easiest loan I have ever taken

Super easy to apply for rhe loan on the app and was accepted within minutes. The moneybags in my account super fast as well. Reviewed on: 4th March 2022

Quick and easy

Very good communication from the team and helped with any queries I had Reviewed on: 4th March 2022

How it should be

Perfect, easy, fast and understanding Reviewed on: 4th March 2022

Excellent

These guys know there stuff. Responsible lender. Decision made quickly and communication first class Highly recommend. Reviewed on: 4th March 2022

Updraft provides a modern approach to personal loans

I was looking for a small loan for some debt consolidation and Updraft had popped up on Facebook a few times (targeted ads I suppose). Their android app and the actual application immediately stood out with the seamless, modern approach to applying for a loan. I had questions, Updraft had a modern chat support solution. I applied for a loan and was approved within a day or so with an interest rate competitive to all others I was offered. The final difference that made me choose Updraft was the fact I was able to discuss my debts and interest rates with their advisors via the app over the course of several days to determine the best ones to pay off first. The loan details are always available to view on the app and always up to date. I've had several loans over the years but the Updraft solution really feels like the modern day retrofit of what a personal loan should be!! Reviewed on: 4th March 2022

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