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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Helpful, and good rates

4
Easy to set up, get good advice, and great competitive prices. Reviewed on: 4th March 2022

Easy and simple

5
Updraft was simple to use, all done through an app on my phone and easy to access. They kept me up to date on my application and they have all of details in one place! A great bank to use. Reviewed on: 4th March 2022

Extremely helpful and great service!

5
Staff are so helpful and Updraft give you the freedom to pay more than your agreed payment without hidden fees! Reviewed on: 4th March 2022

Best and easiest loan I have ever taken

5
Super easy to apply for rhe loan on the app and was accepted within minutes. The moneybags in my account super fast as well. Reviewed on: 4th March 2022

Quick and easy

5
Very good communication from the team and helped with any queries I had Reviewed on: 4th March 2022

How it should be

5
Perfect, easy, fast and understanding Reviewed on: 4th March 2022

Excellent

5
These guys know there stuff. Responsible lender. Decision made quickly and communication first class Highly recommend. Reviewed on: 4th March 2022

Updraft provides a modern approach to personal loans

5
I was looking for a small loan for some debt consolidation and Updraft had popped up on Facebook a few times (targeted ads I suppose). Their android app and the actual application immediately stood out with the seamless, modern approach to applying for a loan. I had questions, Updraft had a modern chat support solution. I applied for a loan and was approved within a day or so with an interest rate competitive to all others I was offered. The final difference that made me choose Updraft was the fact I was able to discuss my debts and interest rates with their advisors via the app over the course of several days to determine the best ones to pay off first. The loan details are always available to view on the app and always up to date. I've had several loans over the years but the Updraft solution really feels like the modern day retrofit of what a personal loan should be!! Reviewed on: 4th March 2022

Fast ,efficient

5
Easy to use , fast efficient service Reviewed on: 4th March 2022

Amazing service and very helpful

5
They assess your circumstances and give you what you need. Low interest rate. Reviewed on: 4th March 2022

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