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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

Excellent service

5
Excellent service and painlessly easy. I was kept informed throughout the process. Reviewed on: 4th March 2022
Eldiablo's avatar
Eldiablo

Quick and super easy

5
Great communication and super easy way to have all loans in one place Reviewed on: 4th March 2022
Natalie Moran's avatar
Natalie Moran

Fabulous

5
So simple and quick! Decision straight away and such a easy process to help you pay things off leaving you a smaller monthly payment in one! Reviewed on: 4th March 2022
K's avatar
K

10 out 10

5
Very helpful, I would recommend. Reviewed on: 4th March 2022
Siti Kini's avatar
Siti Kini

Very simple process and easy to deal with

5
Applied and was told to hang on whilst they conducted the checks… I made a mistake with the open banking connection but they let me know and once I fixed it the decision came back in minutes! Highly recommended!! Reviewed on: 4th March 2022
Karl Mullen's avatar
Karl Mullen

Awwwsssooommmmeeee

5
Quick and flawless everything went smoothly with the updraft team would definitely recommend Reviewed on: 4th March 2022
Jonathan Thomas's avatar
Jonathan Thomas

The easiest application I have ever done

5
It was so easy to do and didn’t take long at all. I would recommend to anyone Reviewed on: 4th March 2022
whimper-laundry0v@icloud.com's avatar
[email protected]

The best

5
Safe me because all the money situation with Covid Reviewed on: 4th March 2022
Sarah 's avatar
Sarah

The bridge between troubled lenders

5
I really like how updraft has a middle ground between prime lending and sub prime lending and it’s saving people from credit rates that are insane as well as being a responsible lender. Thank you updraft!! Reviewed on: 4th March 2022
Scott Campbell's avatar
Scott Campbell

Cheaper than credit cards

5
Amazing rates and flexibility of early repayments does make this a winner. Reviewed on: 4th March 2022
Patrick Callaghan's avatar
Patrick Callaghan

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