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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

Fast and easy

5
It was fast and easy to get a loan, spoke to an agent via the app, after a few messages , the loan was approved and money in my bank the same day Reviewed on: 4th March 2022

Genuinely life changing.

5
Take 5 years of worry and simply took the weight off my shoulders. Really straight forward process, couple of days later I was free of credit card debt. Reviewed on: 4th March 2022

Easy peasy

5
Best loan company I’ve ever dealt with Reviewed on: 4th March 2022

Really easy and fair process

5
Such a fair and easy process. They make it so easy to pay off existing debt, at an extremely reasonable rate. Keep up the good work guys, this is exactly what the industry needed! Reviewed on: 4th March 2022

Really helped me chip off high interest cards

5
Can't fault updraft, they helped me when I couldn't reduce interest rates with balance transfers. Safe in the knowledge that its all paid off after a set time. Really friendly and helpful. Reviewed on: 4th March 2022

Speedy agreement!

5
Quick agreement, kept in touch, very straight forward app to use. Reviewed on: 4th March 2022

Fantastic lender

5
This is the only lender I've come across who treats me as an individual and not just a set of criteria. Has helped when others didn't and a good APR too Reviewed on: 4th March 2022

Great service

5
Really quick and helpful team :) Reviewed on: 4th March 2022

Amazing and so quick

5
Just finished my degree and was struggling to find enough for rent but thanks to updraft I managed it’s so quick and affordable Reviewed on: 4th March 2022

Quick easy and hassle free.

5
Would recommend, no issues easy to use and app is brilliant to keep track. Reviewed on: 4th March 2022

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