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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Love their approach

5
I had get myself in the unpleasant situation, owing high amount of money to multiple credit cards/store cards. After excusing all my opinions and being in a constant state of stress from the amount I owed. I reached out to Updraft for help, and to my surprise they did just that. From my experience, Updraft was the only creditor that actually reached out to me after I made my application and asked me about my situation and circumstances. After a short period of messaging back and fourth, I was granted the entire amount I was looking for in an effort to consolidate all my loans into one monthly payment. Finally I can now see the end, the light at the end of the struggle. Paying off credit cards seams to have no ending and with every payment you make, the interest each month can massively reduce your efforts in paying off debts. I am really appreciative for how Updraft has helped me get my finances on track. This is why, for me, they should get this award. Thank you. Reviewed on: 4th March 2022
Jornislee 's avatar
Jornislee

Amazing service

5
Very quick and easy to use, would highly recommend Reviewed on: 4th March 2022
deb_smith870@yahoo.co.uk's avatar
[email protected]

Happy so far

4
Has been really handy to have some cash available to tie up some loose ends. Pity the APR is a little on the higher side, but still useful and better than longer term debt Reviewed on: 4th March 2022
Claire's avatar
Claire

Great idea

5
Amazing idea to help out young people organise their finances Reviewed on: 4th March 2022
Patrycja Dziwinska's avatar
Patrycja Dziwinska

Just Brilliant

5
An excellent company, easy, no hassle company to deal with. Reviewed on: 4th March 2022
oliverhtr@oliverhtr.karoo.co.uk's avatar
[email protected]

Simple and intuitive service

4
I was a bit nervous when this popped up in my instagram adverts but it’s been such a helpful service to cut down my credit outgoings, especially with the cost of living increasing. Reviewed on: 4th March 2022
TFakande's avatar
TFakande

Great and straight forward

5
Really helpful for combining debt when no one else would lend but also really fair interest rates. Reviewed on: 4th March 2022
AdamH674's avatar
AdamH674

Excellent service

5
Excellent service and painlessly easy. I was kept informed throughout the process. Reviewed on: 4th March 2022
Eldiablo's avatar
Eldiablo

Quick and super easy

5
Great communication and super easy way to have all loans in one place Reviewed on: 4th March 2022
Natalie Moran's avatar
Natalie Moran

Fabulous

5
So simple and quick! Decision straight away and such a easy process to help you pay things off leaving you a smaller monthly payment in one! Reviewed on: 4th March 2022
K's avatar
K

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