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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

10 out 10

5
Very helpful, I would recommend. Reviewed on: 4th March 2022

Very simple process and easy to deal with

5
Applied and was told to hang on whilst they conducted the checks… I made a mistake with the open banking connection but they let me know and once I fixed it the decision came back in minutes! Highly recommended!! Reviewed on: 4th March 2022

Awwwsssooommmmeeee

5
Quick and flawless everything went smoothly with the updraft team would definitely recommend Reviewed on: 4th March 2022

The easiest application I have ever done

5
It was so easy to do and didn’t take long at all. I would recommend to anyone Reviewed on: 4th March 2022

The best

5
Safe me because all the money situation with Covid Reviewed on: 4th March 2022

The bridge between troubled lenders

5
I really like how updraft has a middle ground between prime lending and sub prime lending and it’s saving people from credit rates that are insane as well as being a responsible lender. Thank you updraft!! Reviewed on: 4th March 2022

Cheaper than credit cards

5
Amazing rates and flexibility of early repayments does make this a winner. Reviewed on: 4th March 2022

Fast and easy

5
It was fast and easy to get a loan, spoke to an agent via the app, after a few messages , the loan was approved and money in my bank the same day Reviewed on: 4th March 2022

Genuinely life changing.

5
Take 5 years of worry and simply took the weight off my shoulders. Really straight forward process, couple of days later I was free of credit card debt. Reviewed on: 4th March 2022

Easy peasy

5
Best loan company I’ve ever dealt with Reviewed on: 4th March 2022

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