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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Relaxed and friendly

5
Wow! Excellent customer service, I was talked through the whole process and it was so simple. Kate and Ashley helped with a few niggly bits that I was stressing about. Would highly recommend Reviewed on: 4th March 2022

Life changing

5
One of the most simple and best service I received. This is a life changing opportunity. My debts not only reduced but also interest rate. Now I don’t have to depend on credit cards. I do have some cash which I can use daily. Incredible. Reviewed on: 4th March 2022

So helpful

5
Really helped get my debt under control Reviewed on: 4th March 2022

Fast and efficient

5
Easy to deal with and quick to respond Reviewed on: 4th March 2022

Fast efficient & friendly!

5
Super fast decision, so straight forward, to the point, the app is great! They had a query and got straight to me about it! When does any lender query your application? Was so nice to be asked to confirm the reason to certain questions! Just happy overall with the entire application!! Reviewed on: 4th March 2022

Fantastic service

5
Wonderful experience with updraft , saved money on credit cards and increased my score - win win Reviewed on: 4th March 2022

Quality and fair

5
Amazing, fast, easy and fair. It's so easy to apply and have cash paid straight away. The rates are fair, not like from the corporate fat cats! Reviewed on: 4th March 2022

Quick Result and Disbursement

5
I applied and got my result in just couple of seconds and funds days after. I like that I can also pay in to clear my balance over time. Reviewed on: 4th March 2022

Quick & Easy

5
Really easy and clear to use. Has helped me organise my finances and would definitely recommend. Reviewed on: 4th March 2022

Fab Service

5
Easy to use service. Excellent communication when needed form the team. Quick decisions and processing Reviewed on: 4th March 2022

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