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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Fuss-free and secure

5
Love Updraft for the ease of use and how quick and secure everything is. Reviewed on: 4th March 2022

Pretty good.

5
Quick, simple and they are willing to work with you on options. Reviewed on: 4th March 2022

Humans thinking for themselves

5
A company who doesn’t make decisions purely on a credit score, they listen & review each application individually and are happy to re-access your situation. No rip off APR they actually want to keep you away from using these high interest companies Updraft are a Fantastic company Reviewed on: 4th March 2022

Brilliant, fast response and saved me money!

5
I only have positive feedback, simple easy to work and I got a fast response about my loan and my apr rate and my payments were halved! Fantastic! Reviewed on: 4th March 2022

My review

5
Updraft is not daft You need this app in your life Reviewed on: 4th March 2022

Fantastic service

5
Real money responsibly lent at genuinely miles better interest rates than any of the competition. Updraft work like no other lending company, it is so easy to apply and they assess applications in a much fairer manner than the others, looking at the bigger picture before offering a great rate rather than looking at a credit score as black and white and offering nothing or sky high interest rates. Reviewed on: 4th March 2022

Great quick service!

5
Fabulous no-nonsense service - best by a mile! Reviewed on: 4th March 2022

Excellent service

5
Easy to claim and quick payment made Reviewed on: 4th March 2022

Loan to help pay things off

5
Needed the loan to help pay off bills that I was struggling to get under control quick easy process and feel like a massive weight has been lifted Reviewed on: 4th March 2022

Great service and reasonable rates

5
I was looking for some refinancing and found updraft, got a loan at a really good rate paid into my bank within 24 hours. Told my partner about it and she got the same. Really clear service, fairly priced and easy to access via the app Reviewed on: 4th March 2022

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