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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Fast friendly service

4
Fast no nonsense service ! Easy and quick to apply with fair prices Can’t believe I haven’t heard of them before ! Highly recommended Reviewed on: 4th March 2022
Jeanette Hamling's avatar
Jeanette Hamling

The speed and clearness of updraft.

5
The best loan company i have ever asked for, signed up on a monday, and had clear responses from the company just by using the message system on the app, got very quick response times from the staff, and had my account set up within a day, and had the money in my account a few days later, such an incredible team, and always there to help you out if stuck, would highly recommend to anyone that is in a financial situation. Reviewed on: 4th March 2022
Samuel James's avatar
Samuel James

Excellent service

5
The ap is great to use, lots of useful hints. A definite positive effect on the way I look to my finances as I had a tendency to shy away from them before . Thankyou Reviewed on: 4th March 2022
MB's avatar
MB

Quick and easy

5
Had 2 loans very easy and quick to sort out, staff always quick and helpful Reviewed on: 4th March 2022
carl bean's avatar
carl bean

Very easy service

5
Easy service, quick deposit and great app. Overall great experience so far Reviewed on: 4th March 2022
Anthony Iles's avatar
Anthony Iles

Great service, quick response

5
I had a loan which was taking a lot of my wages and then Updraft offered me one with lower payments but on a slight longer period but it has helped me sort my finances out Reviewed on: 4th March 2022
Peter Hircock's avatar
Peter Hircock

Fair,trustworthy

5
Absolutely brilliant company. I applied for an overdraft with these guys with fair credit. Other companies were offering me huge APR rates where I’d have to pay back more than double I’d requested. However, Updraft offered me a very LOW and fixed APR with my credit score. Goes to show they’re a company who care for their customers and are not another company focussed solely on gaining £‘s! Very quick responses and a brilliant app that allows you to track all of your finances on your credit account all at once! Absolutely love it! Reviewed on: 4th March 2022
Becky Lough's avatar
Becky Lough

Trusted me when few others would

5
I’ve been stuck in a vicious loop of high interest credit card debt where I’ve not been able to reduce the amount owed quickly enough due to the very high minimum payments being almost entirely wiped out by the monthly interest charges, and not being able to afford to pay much over the minimums. Updraft we’re able to offer me a lump sum to help pay off some of these cards which has not only reduced my monthly outgoings, but means that particular chunk of debt will be 100% gone within 3 years, instead of the 9 or 10 it would have taken paying my card. Im hoping that once I’ve paid my first 6 months Updraft will be able to offer an additional loan to help me finish clearing the high interest cards. They were thorough with their checks to make sure I could afford the repayments but acted quickly and trusted me with a large amount at a much lower interest rate than other lenders who have flat out rejected me. Reviewed on: 4th March 2022
adamwhittington51@yahoo.co.uk's avatar
[email protected]

Quick, fair and saves you a packet

4
I must admit, the first time I tried these guys it didn’t work out but when I tried again, they showed themselves in their best light. All the stops were pulled out, the process of application and release of funds was very swift. These guys have saved me a massive headache from credit card debt, saved me bags of cash each month and in the long-term and my credit rating is much better now, thanks to Updraft. Excellent concept and a real hero against expensive and hard-to-clear credit card debt. Reviewed on: 4th March 2022
Aiden Edwards's avatar
Aiden Edwards

Great experience

5
Smooth process and beneficial, would highly recommend it. Reviewed on: 4th March 2022
Belal Mohi's avatar
Belal Mohi

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