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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Very easy service

5
Easy service, quick deposit and great app. Overall great experience so far Reviewed on: 4th March 2022
Anthony Iles's avatar
Anthony Iles

Great service, quick response

5
I had a loan which was taking a lot of my wages and then Updraft offered me one with lower payments but on a slight longer period but it has helped me sort my finances out Reviewed on: 4th March 2022
Peter Hircock's avatar
Peter Hircock

Fair,trustworthy

5
Absolutely brilliant company. I applied for an overdraft with these guys with fair credit. Other companies were offering me huge APR rates where I’d have to pay back more than double I’d requested. However, Updraft offered me a very LOW and fixed APR with my credit score. Goes to show they’re a company who care for their customers and are not another company focussed solely on gaining £‘s! Very quick responses and a brilliant app that allows you to track all of your finances on your credit account all at once! Absolutely love it! Reviewed on: 4th March 2022
Becky Lough's avatar
Becky Lough

Trusted me when few others would

5
I’ve been stuck in a vicious loop of high interest credit card debt where I’ve not been able to reduce the amount owed quickly enough due to the very high minimum payments being almost entirely wiped out by the monthly interest charges, and not being able to afford to pay much over the minimums. Updraft we’re able to offer me a lump sum to help pay off some of these cards which has not only reduced my monthly outgoings, but means that particular chunk of debt will be 100% gone within 3 years, instead of the 9 or 10 it would have taken paying my card. Im hoping that once I’ve paid my first 6 months Updraft will be able to offer an additional loan to help me finish clearing the high interest cards. They were thorough with their checks to make sure I could afford the repayments but acted quickly and trusted me with a large amount at a much lower interest rate than other lenders who have flat out rejected me. Reviewed on: 4th March 2022
adamwhittington51@yahoo.co.uk's avatar
[email protected]

Quick, fair and saves you a packet

4
I must admit, the first time I tried these guys it didn’t work out but when I tried again, they showed themselves in their best light. All the stops were pulled out, the process of application and release of funds was very swift. These guys have saved me a massive headache from credit card debt, saved me bags of cash each month and in the long-term and my credit rating is much better now, thanks to Updraft. Excellent concept and a real hero against expensive and hard-to-clear credit card debt. Reviewed on: 4th March 2022
Aiden Edwards's avatar
Aiden Edwards

Great experience

5
Smooth process and beneficial, would highly recommend it. Reviewed on: 4th March 2022
Belal Mohi's avatar
Belal Mohi

Best service ever

5
Struggled with paying debts on high interest. Got the best interest rate I could and the payments and app is easy to use! Reviewed on: 4th March 2022
A Stars Nails's avatar
A Stars Nails

Amazing service

5
Easy to use. Helpful staff, answer questions quickly and money paid quickly Reviewed on: 4th March 2022
Callum McCrone's avatar
Callum McCrone

Help where you cant find else where

5
I saw their ad on one of my social media platforms and kust at the right time when i needed help with my finances and they really helped me out of it Reviewed on: 4th March 2022
Suniel Aslamzada's avatar
Suniel Aslamzada

Great Service

5
Amazing experience like never before Reviewed on: 4th March 2022
Adeel khawaja 's avatar
Adeel khawaja

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