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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Great service

5
Saved me loads each month by concolidateing my debt Reviewed on: 3rd March 2022
jon gibson's avatar
jon gibson

Best Loan Company

5
These guys are amazing, wonderful and fast. This is the second time round I’ve use them and they have always delivered, even comes with a little surprise. I love that you get better interest rates with them than most credit cards. So it’s a no brainier to use updraft… Reviewed on: 3rd March 2022
Nachau Kirwan's avatar
Nachau Kirwan

Overdraft no more

5
The simplest and easiest way to deal with overdraft issues and without all the hassle Reviewed on: 3rd March 2022
Cameron Cooper's avatar
Cameron Cooper

Friendly team with a great app.

5
Quick and supportive team, with an app that lets you easily track your repayments. My experience has been great and Updraft helped me take control of my finances. Thank you! Reviewed on: 2nd March 2022
marso.'s avatar
marso.

Great service

5
Good apr fast processing couldn’t be happier with the service. Reviewed on: 2nd March 2022
Andrew Rigney's avatar
Andrew Rigney

Brilliant service

5
I have worked hard to build my credit rating over the years, but when covid hit and I was made redundant, I had to rely on credit card for a number of months to enable me to afford even the most basic day to day living. This in turn resulted in maxed out credit cards and my credit score dropping due to my credit utilisation. I finally found a decent job and attempted to lower the balance, but even the minimum payments are a struggle. Enter the vicious circle. Can’t get a loan to clear the debt because my credit score is too low due to the high utilisation. Then along came updraft. They were able to link in to my accounts and see my actual incomings and outgoings and made the decision to approve my loan, meaning I can now pay off my biggest balance with the highest APR, improving my credit score and in turn making it a lot easier to clear any other outstanding debts with the money I’m now going to be saving. The process was extremely easy and very fast; any interaction has been great and informative. Amazing company that I would highly recommend. Reviewed on: 2nd March 2022
Simonac's avatar
Simonac

Feels like personal banking

5
Being treated like a real person is quite refreshing in banking Reviewed on: 2nd March 2022
Paul's avatar
Paul

easy

5
very simple very easy and very helpful Reviewed on: 2nd March 2022
Chris Papier's avatar
Chris Papier

Easy to use

5
Great service! Useful for me in managing my finances.Would recommend to anyone wishing to get their finances back on track Reviewed on: 2nd March 2022
segun bright Ladeinde's avatar
segun bright Ladeinde

Easy and brilliant.

5
Really easy to apply, great onboarding experience, smart app. Reviewed on: 2nd March 2022
Matthew Evans's avatar
Matthew Evans

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