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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

debt free

5
cleared all of my credit card using updraft. Reviewed on: 2nd March 2022
sagar gautam's avatar
sagar gautam

Personalised, outside-of-the-box thinking

5
Great app to get a true view of credit balances, credit file etc, but the real value are what I would consider 'micro-consolidation' loans. They don't just take your credit rating under consideration (where if your credit card balance utilisation is high, you're pretty much in trouble), but other factors such as income, affordability etc.. And the good thing is, if you keep your account in good health, there's more opportunity down the line to go again. A great way to pay off more expensive credit card debt, with loans at lower %APR rates than most cards offer. Also an incredibly personal service, very quick to respond and even open to ideas/feedback to improve functionality!! Super friendly, helpful and outstandingly professional staff make UpDraft a great all-rounder. Highly recommended! Reviewed on: 2nd March 2022
Mark Stockdale's avatar
Mark Stockdale

Helped me out massively in a time of need

5
Absolute fantastic service always kept in touch and when I had no where else to turn to updraft where the one there for me couldn’t praise them high enough Reviewed on: 2nd March 2022
Daniel Howie's avatar
Daniel Howie

Straightforward, genuinely helpful loans

5
I was looking to consolidate some of my debt and Updraft were there to help! They offered me a loan with an interest rate lower than all of my overdrafts and credit cards so I can save money in the long run. No early repayment fees and a swish app to keep track is great too! Reviewed on: 2nd March 2022
Ryan Morgan's avatar
Ryan Morgan

Very good - quick and straightforward

5
Really good application. Quick process with clear steps. Can see all my money and where I need to consolidate Reviewed on: 2nd March 2022
John Goodwin's avatar
John Goodwin

Simplicity

5
Having issues getting good balance transfer rates, upfront have made it a simple process to pay off the remaining balance of my cards. Makesnit more affordable each month bybreducing my outgoing. And encourages me to spend less each month now that I've cut the cards up! Reviewed on: 2nd March 2022
Marc AntonyS's avatar
Marc AntonyS

Class for everyone

5
All in the title, classy experience from start to finish and available for anyone Reviewed on: 2nd March 2022
MattC's avatar
MattC

Quick and easy service

5
It was quick and easy to apply and I got my response back in minutes! Amazing service! Reviewed on: 2nd March 2022
Georgina's avatar
Georgina

Brillant

5
Better interest rates and can pick your term Reviewed on: 2nd March 2022
Lisa's avatar
Lisa

Awesome!

5
Super easy to sign up and works really well! Reviewed on: 2nd March 2022
Alex Thornton's avatar
Alex Thornton

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