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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Genuinely life changing

5
These guys did honestly change my life! I couldn't get a decent rate loan due to my credit file and had to use high rate credit cards. Their loan allowed me to clear these cards, up my credit rating and apply for low rate cards which I now have. Great service from start to finish. Reviewed on: 2nd March 2022

Pleasure to deal with updraft... every time

5
Simple and so helpful. A credit to themselves for all they to in helping people Reviewed on: 2nd March 2022

Transparent easy to use

5
Reliable, easy to use and transparent. Best app in managing debt and improving score Reviewed on: 2nd March 2022

Really helpful service

5
I recommend to a few people at how simple and easy it is to use Reviewed on: 2nd March 2022

Best personal loan by far

5
App was really to install and download, I got a decision within a few minutes and the money was in my bank within a few hours. Would highly recommend for everyone. Reviewed on: 2nd March 2022

Excellent Customer Service

5
I’ve used Updraft twice to help improve my financial situation. The team have been supportive throughout, and their communications have been excellent. Customer service quality is paramount when trying to support people financially, and that’s why Updraft should win this award. Because their quality of customer service is above the rest. Reviewed on: 2nd March 2022

Best Company By Far Always Giving People A Chance To Breathe

5
I was going through a rough patch where I just moved into a new home and had nothing and I felt like I couldn’t do anything or go anywhere for help. Then updraft came to the recuse without fault didn’t hesitate in helping and I couldn’t fault them. I just wish I found them sooner and there should be more companies like them who don’t judge people and try and help everyone possible it would change peoples lives and let people think different and definitely give them breathing space and feel free from worry and stress! So thank you so much! Reviewed on: 2nd March 2022

Excellent

5
Quick and easy application process and the best customer service. Reviewed on: 2nd March 2022

Excellent service

5
The app is easy to use and the service response in quick. Reviewed on: 2nd March 2022

Helpful loan

5
Very thanks to updraft they give me a good chance reduce interest Reviewed on: 2nd March 2022