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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Fab all round service

5
Extremely impressed with the whole process and customer service of Updraft. Couldn't be easier. Would highly recommend to anyone for help with paying of loans etc. Wish I'd found them sooner. Easily 5 stars. Reviewed on: 2nd March 2022

Quick, easy and transparent

5
I found this the easiest way to get a loan with full transparency on all associated costs and interest rates. And with everything done on mobile with easy access to all information on balance and payment data at the fingertips - I don’t think any other company comes this close to offering the same level of convenience, customer service and satisfaction. Thanks, Kam Reviewed on: 2nd March 2022

Best online bank

5
The service I’ve received from updraft has been exceptional. Much much quicker and to the point responses. Reviewed on: 2nd March 2022

Really helpful

5
Process was quick, simple and easy. Decision was easy and repayments are fair. Would definitely recommend Reviewed on: 2nd March 2022

Updraft helped me alot and it's a wonderful service

5
Updraft let me borrow £1500 to help me cover some of my debts and pay back at an affordable rate. Was really quick and easy. 5 star. Reviewed on: 2nd March 2022

Amazing Service

5
Such a easy way to help yourself along life’s tricky challenges, I don’t have one fault with this company and how they’ve changed my life and helped me over come my financial difficulties due to covid. Can’t thank them enough ☺️ Reviewed on: 2nd March 2022

Quick, supportive and amazing

5
The process is very quick, the team are honest and very helpful and the overall experience is very pleasant. Reviewed on: 2nd March 2022

Can't believe I didn't know about this gem of a company!!

5
Such an easy company to work with and helped me out of a difficult situation with ease Reviewed on: 2nd March 2022

Brilliant

5
I was desperate to consolidate some of my credit cards as the charges were getting to high! Other providers were ask8ng for massive APR I found Updraft by accident & they were able to offer me what I needed at a low APR, Absolute legends Reviewed on: 2nd March 2022

A revolution for finance!

5
After looking for many years to consolidate and organise finances, this service is amazing. Easy and quick to use, it gathered all my accounts into one and found an offer to make being debt free realistic. Within an hour I had a resolution and funds arrived in days. Cannot thank Updraft enough- 5stars Reviewed on: 2nd March 2022

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