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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

Easy to apply and the interest rate is not too high.

5
Easy to apply and the interest rate is not too high. Reviewed on: 2nd March 2026
Fraga's avatar
Fraga

Was easy to apply and secure loan

5
Was easy to apply and secure loan Reviewed on: 2nd March 2026
Jamie T's avatar
Jamie T

Very good service I got a loan of 5K easy...

5
Very good service I got a loan of 5K easy and quick Reviewed on: 2nd March 2026
Bhupi's avatar
Bhupi

Amazng easy to use and communicate

5
Amazng easy to use and communicate Reviewed on: 2nd March 2026
Jordan d's avatar
Jordan d

Very quick and easy application...

5
Very quick and easy application with quick processing times to receive finance. Good APR rates and transparent terms and conditions. Able to access the online portal at all times and pay extra as manageable. Great overall service and would definitely recommend. Reviewed on: 2nd March 2026
leah t's avatar
leah t

I dint think I could get to borrow any and wow strai...

5
I dint think I could get to borrow any and wow straight away no no hesitation they helped me out with a monthly plan and very quickly into my nank Reviewed on: 2nd March 2026
Alan g's avatar
Alan g

Easy, straightforward & helpful

5
The process for applying for the loan is really simple & it’s also a simple process for income verification too for affordability checks. I like the product and the service. Reviewed on: 2nd March 2026
Linz's avatar
Linz

Easy to apply, friendly and timely payment reminders.

5
Easy to apply, friendly and timely payment reminders. App is easy to use and is intuitive. Reviewed on: 2nd March 2026
ND's avatar
ND

Quick and easy process.

5
Quick and easy process. No complaints. Money received quickly and decision was rapid. Reviewed on: 2nd March 2026
ACFB's avatar
ACFB

Excellent service

5
The whole process was very easy from beginning to end. Very quick response to emails and made sure I was kept updated throughout Reviewed on: 2nd March 2026
Nicola M's avatar
Nicola M

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