Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (10585)

Stressfree and smooth like butter

5
Updraft Loan has genuinely made managing my finances easier and less stressful. The application process was quick and straightforward, and I really appreciated how clear and transparent everything was from the start. There were no hidden surprises — just simple terms explained in a way that was easy to understand. The customer support team was also helpful and responsive whenever I had questions. Overall, Updraft Loan feels like a reliable and trustworthy option for anyone looking for financial flexibility. I’m happy with my experience and would definitely recommend it to others looking for a smooth and supportive lending process. Reviewed on: 28th February 2026

Fast, easy and supportive

5
I’ve used Updraft a few times, most recently to support me with a hefty car repair bill. They’re always super quick to let you know the outcome, reach out if they need additional info to do so and the payout always comes quickly too! Reviewed on: 28th February 2026

Really saved me when struggling.

5
Really saved me when struggling. Easy to use. Easy customer care Reviewed on: 28th February 2026

I had an excellent experience with Updraft.

5
I had an excellent experience with Updraft. The whole process was incredibly quick and straightforward, from application to approval. Everything was clear, transparent, and easy to manage through the app. What really stood out were the competitive and affordable interest rates — genuinely some of the best I’ve come across. I’d highly recommend Updraft to anyone looking for a simple, hassle-free borrowing experience. Reviewed on: 28th February 2026

Very quick application process and a very quick resp...

5
Very quick application process and a very quick response too! Reviewed on: 28th February 2026

Quick and efficient!

5
Quick and efficient! Simple to use online and the app makes managing your finances easy Reviewed on: 28th February 2026

They made it so easy even though I made mistakes on...

5
They made it so easy even though I made mistakes on my application, they sorted it for me and the money was in my account very quickly, great rate too even though my credit score isn’t the highest so I was really pleased to have an offer with a sensible rate rather than the 49.9% offers and above that’s I was getting from other companies Reviewed on: 28th February 2026

They were so helpful!

5
They were so helpful! Made everything so easy for me, 100% recommend Reviewed on: 28th February 2026

Had no problems very quick and efficient would defia...

5
Had no problems very quick and efficient would defiantly recommend Reviewed on: 28th February 2026

Absolutely fantastic service, very fast and easy

5
Absolutely fantastic service, very fast and easy Reviewed on: 28th February 2026

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review