Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,984 reviews, last reviewed 27th Apr 2026
377300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So so easy, really helped to get me out of a hole an... So so easy, really helped to get me out of a hole and have me financial freedom from issued caused by previous bad decisions. Couldn't recommend them ... Read more Reviewed on: 27th April 2026
Mark K's avatar
Mark K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (10984)

Just what I needed.

5
Just what I needed. Fairly easy intuitive process Reviewed on: 5th April 2026
Isabella R's avatar
Isabella R

A digital triumph in person al loan world

5
Always wash and clear, cust services quick and helpful Reviewed on: 4th April 2026
Deborah R's avatar
Deborah R

Amazinggg

5
Amazing deals and super offers, small interest amounts plus best deals on the market Reviewed on: 4th April 2026
David's avatar
David

Very easy to use, very clear with understanding the...

5
Very easy to use, very clear with understanding the procedure Reviewed on: 4th April 2026
Lucy d's avatar
Lucy d

Updraft helped me to start getting out of debt

5
I was able to get an affordable loan and pay off credit card debt that was costing me a fortune each month without having exorbitant interest rates on top. Updraft made the process so simple and explained everything really well. Reviewed on: 4th April 2026
Alan W's avatar
Alan W

Simply the best

5
Great from the very start and very reasonable Reviewed on: 4th April 2026
steven's avatar
steven

Amazing customer service and they go out of their wa...

5
Amazing customer service and they go out of their way to help Reviewed on: 4th April 2026
ALY's avatar
ALY

Excellent Service and Seamless Experience

5
I recently took out a personal loan through Updraft, and the entire experience exceeded my expectations. As someone with a very busy, high-pressure schedule, I really appreciated how straightforward and transparent the application process was. Why I highly recommend them: • Fast and Efficient: The app is incredibly user-friendly. I was able to complete the application quickly, and the decision process was much faster than traditional banks. • Clear Terms: There was no hidden jargon. I knew exactly what my repayments would look like, which makes it much easier to stay on top of my monthly budget. • Great Financial Tool: Beyond just the loan, the app itself is great for tracking your financial health and credit score.  It’s rare to find a finance app that feels like it’s actually on your side, but Updraft definitely fits the bill. If you're looking for a personal loan with a smooth, digital-first experience, this is the one to choose. Reviewed on: 4th April 2026
Chaitanya 's avatar
Chaitanya

Really simple app to use, fast and clear decisions

5
Really simple app to use, fast and clear decisions Reviewed on: 4th April 2026
Julie V's avatar
Julie V

Great and easy

5
Great and easy … smooth and yönüne point. No need to go anywhere else Reviewed on: 4th April 2026
Levent A's avatar
Levent A

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill