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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11094)

Quick and easy process.

5
Quick and easy process. Minimal fuss. Clear instructions on how to apply and a fast payout to my bank. Quite a good overall APR also despite it not being quite classed as prime lending. Reviewed on: 28th February 2026
Julian M's avatar
Julian M

Fast, efficient and excellent overall service

5
Fast, efficient and excellent overall service Reviewed on: 28th February 2026
Archie's avatar
Archie

Quick and easy to use.

5
Quick and easy to use. No fuss app is easy to use and it keeps you updated regularly. And alert you if you are eligible for any further lending. Reviewed on: 28th February 2026
Marie M's avatar
Marie M

Excellent customer service.

5
Excellent customer service. Issues resolved promptly Reviewed on: 28th February 2026
Mark N's avatar
Mark N

Great Personal Loan Experience

5
I recently took a personal loan from Updraft and honestly, the whole experience was way better than I expected. From the first interaction, everything felt clear and straightforward. No confusing jargon, no unnecessary back and forth. The application process was simple, the documentation requirements were explained properly, and I always knew what was happening at each step. What I appreciated most was the transparency. The terms, interest rate, and repayment schedule were clearly communicated upfront. There were no hidden surprises later, which really builds trust. The approval process was quick, and the funds were disbursed without unnecessary delays. Customer support was responsive and polite. Whenever I had a question, I got clear answers without being passed around. That makes a huge difference when you’re dealing with finances. Overall, my experience with Updraft for a personal loan was smooth, efficient, and stress free. I would definitely recommend them to anyone looking for a reliable and transparent lending partner. Reviewed on: 28th February 2026
Reetesh K's avatar
Reetesh K

Excellent Service

5
Simple and straight forward process, very quick response on confirmation on approving application. Funds were transferred in a few days from application. Excellent service. Reviewed on: 28th February 2026
Toni M's avatar
Toni M

Had such a great experience!

5
Had such a great experience! Would recommend Reviewed on: 28th February 2026
Maisie W's avatar
Maisie W

Great experience, easy process.

5
Great experience, easy process. No judgement from updraft and helped in a tough financial situation Reviewed on: 28th February 2026
Annabel S's avatar
Annabel S

Excellent application process and good communication...

5
Excellent application process and good communication from the company. Reviewed on: 28th February 2026
Harjot's avatar
Harjot

Quick payment easy to manage

5
Quick payout of money and easy to manage in app so far so good Reviewed on: 28th February 2026
Daniel P's avatar
Daniel P

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