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Updraft: Personal Loan reviews

4.96
Based on 11,019 reviews, last reviewed 5th May 2026
380700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and easy application process. Quick and easy application process. Reviewed on: 5th May 2026
Saf A's avatar
Saf A

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11019)

Excellent service

5
Great! They sorted a deal out for me with no problems excellent service Reviewed on: 28th February 2026

Because Your Money Should Work Smarter, Not Harder

5
Updraft is a smart, no-nonsense financial app that helps people clear credit card debt faster by combining balances into one simple, lower-cost plan while also boosting savings. It empowers users to take control of their money instead of just managing minimum payments. Updraft genuinely improves financial wellbeing — helping everyday people reduce interest, get debt-free sooner, and build healthier money habits. Reviewed on: 28th February 2026

Easy straight forward good customer service

5
Easy straight forward good customer service Reviewed on: 28th February 2026

Quick and easy process.

5
Quick and easy process. Excellent communication and timely but not forceful reminders . Trust worthy company Reviewed on: 28th February 2026

Service is great however rates are high

5
Service is great however rates are high Reviewed on: 28th February 2026

Needed a loan

5
Needed a cheap loan found updraft to provide an excellent service Reviewed on: 28th February 2026

Enquired about it a personal loan.

5
Enquired about it a personal loan. Got accepted either the option of how high or little i could have with a sliding dial showing me how much my monthly cost would be before I accepted the offer. Money was in my bank within the week! Reviewed on: 28th February 2026

Was fab service and quick.

5
Was fab service and quick. Helped me out immensely. Helped to reduce my credit card bills Reviewed on: 28th February 2026

Excellent Website

5
I found it quite easy to understand & provide the information Updraft required when applying for a loan Reviewed on: 28th February 2026

I Was In Need Of Help....

5
I was in need of a Loan fast due to personal situations and was worried about interest rates, I fept Updraft provided a fair percentage and also an App that is user friendly to its customers. Payments are easy to do and statements easy to view. Reviewed on: 28th February 2026

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