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Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10585)

Great service

5
Great service with no issues. Easy to get started and really accessible! Simple! Reviewed on: 27th February 2026

A massive help when most needed

5
I was in need of a loan to get out of my overdraft and make a dent in my credit card as I've been relying on this very heavily in recent months just because of the cost of living and an unexpected house move. I saw an ad for Updraft and thought I would see if I was eligible even if I was turned down elsewhere. The process was super easy and a decision was made very quickly. The funds were deposited into my account quickly and has honestly made all the difference to my finances. Reviewed on: 27th February 2026

Updraft saved the day for me

5
Updraft saved me when i was facing a tough time paying my credit card bills; and they did it on a better rate- i was better off with Updraft. Now I am an Updraft guy all the way. …………………… Reviewed on: 27th February 2026

Quick and easy loan

5
Quick and easy loan to consolidate some existing loans and make an affordable payment plan Reviewed on: 27th February 2026

Helped alot when I was struggling

5
Helped alot when I was struggling Reviewed on: 27th February 2026

smooth experience, no hassle process for applying an...

5
smooth experience, no hassle process for applying and fast turnaround Reviewed on: 27th February 2026

Excellent customer service,

5
I was amazed and delighted with the level of excellent communication and feedback I received and the simplified application process.. One of the best i have experienced so far. Reviewed on: 27th February 2026

Experience is great.

5
Experience is great. Prompt response whenever in doubt of any question Reviewed on: 27th February 2026

Nice and easy process.

5
Nice and easy process. Useful guidance throughout the process. Helpful features in app such as credit score and how to improve. Generally brilliant customer service. Reviewed on: 27th February 2026

5 stars!

5
Easy to use and quick. Would recommend! Reviewed on: 27th February 2026

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