Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,664 reviews, last reviewed 15th Mar 2026
345900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely experience, easy to track on the app, straigh... Lovely experience, easy to track on the app, straightforward. Great support and Thank you. :) Reviewed on: 15th March 2026
Matt P's avatar
Matt P

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10664)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

updraft is a very good loan provider , very much eas...

5
updraft is a very good loan provider , very much easy process and simple docmentation with a very competitive intrest rates Reviewed on: 27th February 2026

Amazing and Fast!

5
Easy process to start up, very quick payment and the app is very friendly so you can easily navigate your way around. The customer service team are very friendly and it’s super easy to reach out! I’m so glad I went with updraft because I haven’t had any doubts and the repayments have been easily manageable. I haven’t had zero problems and wouldn’t hesitate to recommend them to anyone! Reviewed on: 27th February 2026

I rate Updraft!

4
I appreciate Updraft's help in terms of helping me bring down my credit card fees. The payment plan is good so far and hopefully I'll be on track with my finances soon. Reviewed on: 27th February 2026

Very simple to set up and even smoother process after

5
Very simple to set up and even smoother process after Reviewed on: 27th February 2026

The updraft process was so easy and people who are s...

5
The updraft process was so easy and people who are stuck in big banks processes feel pushed towards debt...updraft is breath of fresh air Reviewed on: 27th February 2026

Updraft have been great.

5
Updraft have been great. No complaints. Reviewed on: 27th February 2026

Personal loan

5
Easy to do, lower interest than other providers, money arrives in my account quickly and it’s easy to track payments and free to make overpayments. Reviewed on: 27th February 2026

Great loan

5
Updraft is easy to use and has no hidden fees. Money in the same day and does help with low interest rates Reviewed on: 27th February 2026

Perfection made it so easy and simple to use

5
Perfection made it so easy and simple to use Reviewed on: 27th February 2026

Great customer service and support and easy to use a...

5
Great customer service and support and easy to use app services Reviewed on: 27th February 2026