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Updraft: Personal Loan reviews

4.95
Based on 7,086 reviews, last reviewed 12th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy process from start to finish Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026
Mat Braddy's avatar
Mat Braddy

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (7086)

From the very first moment, Updraft have been brilli...

5
From the very first moment, Updraft have been brilliant. Clear, concise and fast information delivered in a friendly and straightforward manner. Everything was very clearly explained and set out, and I never felt like I was being pushed or pressured. The money came through very quickly. I’m very glad to be an Updraft customer. Reviewed on: 11th April 2024

A responsible and personable service

5
It was nice that a human, rather than a machine made the decision and reached out to check that the loan was appropriate for me before going ahead. Reviewed on: 11th April 2024

Good rates and quick service in comparison to other...

5
Good rates and quick service in comparison to other companies Reviewed on: 11th April 2024

Thank you

5
So quick easy and helpful thank you Reviewed on: 11th April 2024

Excellent service

5
Excellent service, felt like I was being offered a personal service rather than algorithm based. Everything was done quickly and processed quickly. Would definitely recommend to anyone needing a loan. Reviewed on: 11th April 2024

The process was really easy.

5
The process was really easy. Very quick and very officiant. Thank you! Reviewed on: 11th April 2024

Simple and efficient and very helpful

5
Simple and efficient and very helpful Reviewed on: 11th April 2024

Super quick and easy!

5
Super quick and easy! Downloaded the app, connected my details and great value for what they offer Reviewed on: 11th April 2024

A transparent solution to clear your debts!

5
Help me consolidate other debts into one smaller monthly payment when my bank of 20+ years wouldn’t. They understand credit scoring is just one factor into someone’s life. Reviewed on: 11th April 2024

Found updraft on social media and I decided to look...

5
Found updraft on social media and I decided to look into it more. I then applied for a loan to help pay of credit cards and now as accepted. Now I don’t have any credit cards to pay and only 1 payment to updraft a month which has saved me so much more each month. Very happy with the service I have gotten from them. Reviewed on: 10th April 2024

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