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Updraft: Personal Loan reviews

4.96
Based on 10,735 reviews, last reviewed 20th Mar 2026
352800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Easy application and non judgemental Easy application and non judgemental Reviewed on: 20th March 2026
Bernard webb's avatar
Bernard webb

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10735)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very easy and very fast and value for money.

5
Very easy and very fast and value for money. Staff extremely helpful Reviewed on: 25th February 2026

Very easy and fast i

5
Very easy and fast if the apr would be lower would be even better! But overall very good. Reviewed on: 25th February 2026

Great support

5
I was struggling with getting on top of my payments and debts, updraft provided me with a quick decision with a loan I would’ve never imagined to get help with Reviewed on: 25th February 2026

They are very good at being straightforward and clea...

5
They are very good at being straightforward and clear with what the Apr is Reviewed on: 25th February 2026

Very reliable and quick which makes a difference

5
Very reliable and quick which makes a difference Reviewed on: 25th February 2026

Very user-friendly, simple and quick process.

5
Very user-friendly, simple and quick process. Reviewed on: 25th February 2026

I used updraft to consolidate a credit card balance.

5
I used updraft to consolidate a credit card balance. Easier and quicker repayments Reviewed on: 25th February 2026

Great from start to finish - very helpful and couldn...

5
Great from start to finish - very helpful and couldn’t help enough Reviewed on: 25th February 2026

Very easy and efficient

5
Updraft has been so easy to navigate and has made a stressful time some what easier. I am grateful for the services provided. The app is extremely accessible. Reviewed on: 25th February 2026

Good company

4
Underwriting was very slow but everything was really clear and straightforward and the team were helpful. Reviewed on: 25th February 2026