Smart Money People Logo

Updraft: Personal Loan reviews

4.95
Based on 7,085 reviews, last reviewed 24th May 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Understanding and Friendly staff Understanding and Friendly staff Reviewed on: 24th May 2025
Kimberley P's avatar
Kimberley P

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (7085)

Very easy and smooth experience and money received v...

5
Very easy and smooth experience and money received very promptly. Reviewed on: 6th April 2024

So helpful took control of everything for me and gav...

5
So helpful took control of everything for me and gave me ultimate price of mind Reviewed on: 6th April 2024

Everything was perfect from the start till the end.

5
Everything was perfect from the start till the end. Reviewed on: 6th April 2024

100% would recommend

5
Was looking for a one stop place to monitor all my finances and find a way to pay off the multiple credit card debts with a single loan. Got accepted within minutes and my monthly expense went down along with day to day stress Reviewed on: 6th April 2024

Product was exceptionally well tailored to my financ...

5
Product was exceptionally well tailored to my financial situation. Instead of just slavishly following a credit rating they took a dive into my accounts and made me an offer based on how I use my money. Really good service. Reviewed on: 5th April 2024

Response time was 2nd to none.

5
Response time was 2nd to none. Money was in within a couple days! Very good experience and would definitely recommend Reviewed on: 5th April 2024

Good alternative to other loans.

5
Good alternative to other loans. Quick decision Reviewed on: 5th April 2024

Very easy to use.

5
Very easy to use. Really good app and service Reviewed on: 5th April 2024

Excellent and efficient service.

5
Has been an excellent and efficient service. App is super easy to use. Very quick decision, simple to link accounts and money was in my bank the following day. Cannot fault the service. Reviewed on: 5th April 2024

Weight off my shoulders

5
After months of stressing about money, I came across updraft via Instagram, I thought why not? Applied which was quick and easy and within a day I had confirmation that I had been accepted for a loan. This loan was going to consilidate my debt into one payment. the payment was in my bank the next day and it feels like a weight has been taken off my shoulders, Reviewed on: 4th April 2024

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review