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Updraft: Personal Loan reviews

4.96
Based on 10,981 reviews, last reviewed 26th Apr 2026
377000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Process was quick and straightforward and the monthl... Process was quick and straightforward and the monthly repayments is lower than a lot of the other lenders, making it affordable. Reviewed on: 26th April 2026
Tienna P's avatar
Tienna P

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10981)

Two loans for consolidation.

5
Two loans for consolidation. Very quick decisions and payments. Interest is competitive for type of loan. Reviewed on: 23rd March 2026

Quick and seamless application and payout

5
Quick and seamless application and payout Reviewed on: 22nd March 2026

Fast, well communicated service.

5
Fast, well communicated service. Reviewed on: 22nd March 2026

Updraft has been helpful in my life.

5
Updraft has been helpful in my life. Their application process and approval are so swift. This is what as a customer would expect. This has helped at times when I needed the most. Reviewed on: 22nd March 2026

Easy process, really quick, good rates, great custom...

5
Easy process, really quick, good rates, great customer service! Helped me with my finances and have extremely manageable repayments. I recommend to anyone who is struggling and have the means to repay a loan. The app is super easy to use aswell and easy to review and make payments Reviewed on: 22nd March 2026

Really great service.

5
Really great service. Very professional and easy process Reviewed on: 22nd March 2026

Amazing company with a fantastic team.

5
A few of my friends told me about Updraft a while ago and I wasn’t able to get a loan due to my credit score. I had tried to get a consolidation loan from a fair few companies and either haven't been successful or have had a ridiculously high interest rate. I checked back in with Updraft just to see if annything had changed and destroyed previous decisions angainst me, a slight improvement in my score meant that I could be offered something to help. Updraft was quick, affordable and super easy to work out with a sensible payback rate. The money was in my account within a couple of days (shorter amount of time than what they quoted) and I was able to pay off my credit cards the same day. Their customer service team are polite, helpful and informative too - they don’t make you feel small and ask you the right questions in the right manner. I’m only 1 month into having my personal loan with Updraft and a huge weight has been lifted off my shoulders with the ability to pay all my credit cards back at an affordable rate. Reviewed on: 22nd March 2026

Customer service and applucation

5
It was quick and easy to apply and funds were available really quickly. Customer service is amazing Reviewed on: 22nd March 2026

great service to the people for the people

5
great service to the people for the people Reviewed on: 22nd March 2026

I have had no issues and customers service is very...

5
I have had no issues and customers service is very good Reviewed on: 22nd March 2026

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