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Updraft: Personal Loan reviews

4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11039)

Straightforward application

5
The application process was straightforward and simple and the money was in my account within an hour. Reviewed on: 25th February 2026

Allowed me to get a loan to then pay off all my cred...

5
Allowed me to get a loan to then pay off all my credit cards this has allowed me to clear off debt I never thought I would clear Reviewed on: 25th February 2026

It has been helpful when needed.

4
It has been helpful when needed. Reviewed on: 25th February 2026

Amazing and easy

5
Amazing and easy so helpful and saved me a lot of stress Reviewed on: 25th February 2026

Very smooth and easy process would recommend 10/10

5
Very smooth and easy process would recommend 10/10 Reviewed on: 25th February 2026

Always had great service from updraft

5
Always had great service from updraft Reviewed on: 25th February 2026

They where very friendly and well organised.

5
They where very friendly and well organised. Reviewed on: 25th February 2026

Simple and Smooth

5
I found the whole process with Updraft to be straightforward and easy to navigate. The application was clear, the eligibility checks were quick, and I appreciated the transparency around rates and repayment terms. There were no hidden surprises, and everything was explained in plain English, which made it much less stressful than I expected. Communication was timely, and I felt informed at every stage. Overall, a smooth experience that I would recommend to others looking for a personal loan. Reviewed on: 25th February 2026

Very good rate and customer service explain everythi...

5
Very good rate and customer service explain everything in an understanding way Reviewed on: 25th February 2026

Amazing Updraft

5
Easy to use website, straight forward, money delivered fast. Reviewed on: 25th February 2026

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