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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,723 reviews, last reviewed 20th Mar 2026
351600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Clear & Easy application and great service. Clear & Easy application and great service. Reviewed on: 20th March 2026
Michael's avatar
Michael

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10723)

Quick turnaround.

5
Quick turnaround. Kept me updated on loan application all the way and fast payout Reviewed on: 25th February 2026
Toireasa M's avatar
Toireasa M

Rates and credit wildly differ from adverts

3
Rates and credit wildly differ from adverts Reviewed on: 25th February 2026
Ben A's avatar
Ben A

They see you as an individual and not a credit rating.

5
I have had two loans from updraft, and they are brilliant. They don’t charge ridiculous amounts, they look at your circumstances individually and not just your credit rating. They have really got me out of deep holes with my finances, easy communication and very reasonable repayments. Reviewed on: 25th February 2026
Charlotte B's avatar
Charlotte B

Applied for a loan so I can collate my debt into 1 p...

5
Applied for a loan so I can collate my debt into 1 payment, got approved and paid off all my credit cards and a couple loans. I feel much better about my situation now and a weight lifted off my shoulders. Reviewed on: 25th February 2026
Max C's avatar
Max C

Very simple online website, quick answers

5
Very simple online website, quick answers Reviewed on: 25th February 2026
Mark Poole's avatar
Mark Poole

Easy, simple and open.

5
Easy, simple and open. No fuss and straight forward application. Money was paid into the account and was available straight away. Reviewed on: 25th February 2026
Matthew H's avatar
Matthew H

No nonsense efficient service.

5
No nonsense efficient service. They've helped me out when I needed it. Highly recommend Reviewed on: 25th February 2026
Vlad 's avatar
Vlad

Very quick and easy to deal with

5
Very quick and easy to deal with Reviewed on: 25th February 2026
Natalie McClure's avatar
Natalie McClure

A quick and simple process from start to finish

5
A quick and simple process from start to finish Reviewed on: 25th February 2026
Steven W's avatar
Steven W

Fast loan at the best interest rate.

5
Fast loan at the best interest rate. I had a not good rating and they helped debt condolidation saving thousands of pound in interest. Reviewed on: 25th February 2026
Antonio Marra's avatar
Antonio Marra

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