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Updraft: Personal Loan reviews

4.96
Based on 10,751 reviews, last reviewed 22nd Mar 2026
354400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Quick and seamless application and payout Quick and seamless application and payout Reviewed on: 22nd March 2026
Susan b's avatar
Susan b

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10751)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Helped me consolidate my credit card payments to a m...

5
Helped me consolidate my credit card payments to a more manageable amount Reviewed on: 25th February 2026

The best unsecured experience I’ve ever had

5
Very smooth experience, excellent loan rate, no stress application. Never felt pressured to apply for more Reviewed on: 25th February 2026

Not an overwhelming process.

5
Easy navigation, clear instructions for next steps and realistic quotes for managing monthly payments with consideration to your circumstance and income. In addition, the policies and documents do not use excess ambitious vocabulary, providing easier comprehension by using simple language and terminology. It's not an overwhelming process which is ideal for neurodiverse individuals and those with high levels of anxiety. Reviewed on: 25th February 2026

Real professional people

5
Very professional and efficient service. The process was clear, quick, and stress-free, with great communication throughout. Highly recommended. Reviewed on: 25th February 2026

Quick, easy and affordable

5
Very straightforward and very quick process which was important at the time of applying. Reviewed on: 25th February 2026

I had been struggling with debt for a while.

5
I had been struggling with debt for a while. I came across updraft and they were able to provide me with a good offer. This is allowed me to consolidate my debt and allow for more flexibility with my old monthly payments. The process from start to finish was excellent, the customer support and communication with myself was outstanding. Reviewed on: 25th February 2026

Totally satified good rates exellent

5
Totally satified good rates exellent Reviewed on: 25th February 2026

Debt consolidation

5
I was in a constant cycle of high interest debt payments that were substantially higher amounts than it was to use updraft to consolidate my loans in to one manageable payment. Reviewed on: 25th February 2026

Amazing service

5
Overall service and response has been great Reviewed on: 25th February 2026

Was excellent service and team are really nice and h...

5
Was excellent service and team are really nice and helpful Reviewed on: 25th February 2026