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Updraft: Personal Loan reviews

4.96
Based on 10,757 reviews, last reviewed 23rd Mar 2026
355000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy application and money recieved quickly! Easy application and money recieved quickly! Reviewed on: 23rd March 2026
KIRSTIE F's avatar
KIRSTIE F

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10757)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

I was in need of a proper ethical bank that looked i...

5
I was in need of a proper ethical bank that looked into my finances and understood that sometimes a bad credit rating does not always tell the full story. Other establishments gave a flat no even though my income was high and I am a a regular payee of all my debits. Reviewed on: 25th February 2026

Got accepted for loan and received money quickly

4
Got accepted for loan and received money quickly Reviewed on: 25th February 2026

Updraft team were super fast to respond

5
Updraft team were super fast to respond Reviewed on: 25th February 2026

Great experience from start to finish

5
Great experience from start to finish Reviewed on: 25th February 2026

Excellent company to deal with.

5
Excellent company to deal with. Easy to apply and a really quick decision. Reviewed on: 25th February 2026

Great company, they’re very helpful and friendly.

5
Great company, they’re very helpful and friendly. They have good user friendly tools on their app. I enjoy using updraft. Reviewed on: 25th February 2026

Great app & great service

5
Great app… good communication and clear info Reviewed on: 25th February 2026

Excellent!

5
I took a loan with Updraft at a time when I had a financial challenge. The process was very straightforward and seamless. The provision of the loan was very fast, and the app was very intuitive and very easy to use. I would absolutely recommend Updraft to friends and family. I am happy to have been able to use the product and I am in a much better place with my finances. Reviewed on: 25th February 2026

They got me out of a really stressful situation.

5
They got me out of a really stressful situation. I can’t thank them enough! Reviewed on: 25th February 2026

Quick and effective experience, very customer friendly.

5
Quick and effective experience, very customer friendly. I needed to consolidate some debt and this was made stress free and simple when using Updraft. I hadn't heard of them before, but will certainly recommend to others, and if ever needed, would use again Reviewed on: 25th February 2026