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Updraft: Personal Loan reviews

4.96
Based on 11,043 reviews, last reviewed 13th May 2026
383100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy and straightforward to set up a loan with a qui... Easy and straightforward to set up a loan with a quick decision. No complaints Reviewed on: 13th May 2026
Alan P's avatar
Alan P

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11043)

Updraft was there when needed

5
Updraft was there when needed less stress Reviewed on: 25th February 2026

All went well and haven't had any issues

5
All went well and haven't had any issues Reviewed on: 25th February 2026

Easy to use and fast answer

5
It was easy straight forward and good rate compare to some other companies Reviewed on: 25th February 2026

I needed a loan to pay off my credit card as the int...

4
I needed a loan to pay off my credit card as the interest was very high and I was getting nowhere with the repayments. Updraft loan has given me a fixed rate loan with a time scale to settle the debt. very easy to do and great customer service Reviewed on: 25th February 2026

I had excellent service all round.

5
I had excellent service all round. Fast decisions Reviewed on: 25th February 2026

Easy and overall vehicle quick process

5
Easy and overall vehicle quick process Reviewed on: 25th February 2026

Very unstanding in difficult situations also very su...

5
Very unstanding in difficult situations also very supportive Reviewed on: 25th February 2026

Found the application process on the website straigh...

5
Found the application process on the website straightforward. The APR was also very reasonable. All different amounts and terms were explained well. Reviewed on: 25th February 2026

Great solutions provider

5
Very responsive, provided the solution I was looking for. Reviewed on: 25th February 2026

Updraft helped me secure a small personal loan

5
Updraft helped me secure a small personal loan to help improve my credit rating by paying off some of my credit card bills. Everything about applying was very simple, clear and easy to follow. I have had to contact customer service once, not because of an issue but in order to amend my payment details and the customer service was excellent, very prompt in their response and friendly. Reviewed on: 25th February 2026

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