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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11098)

Great communication

5
The team are clear on their communication Reviewed on: 25th February 2026
aqua man's avatar
aqua man

Feeling much more in control

5
I was struggling to keep on top of an overdraft, and was living month to month close to my limit. Updraft really helped to clear that overdraft, and I feel much more in control of my finances, and it feels much more manageable. Reviewed on: 25th February 2026
Amie 's avatar
Amie

Highly recommend

5
Easy to use. Great communication and excellent system to see your loan, payments and to manage your account through the app. Reviewed on: 25th February 2026
Tamsyn L's avatar
Tamsyn L

Simple easy process.

5
Simple easy process. Competitive offers .Funds available quickly Reviewed on: 25th February 2026
Lou's avatar
Lou

They are so understanding and friendly.

5
They are so understanding and friendly. They listened to everything that was going on in my life. They have saved my life. Reviewed on: 25th February 2026
Natasha F's avatar
Natasha F

Great service

5
Simple application and nice and easy app also quick decision Reviewed on: 25th February 2026
Karolina T's avatar
Karolina T

Good experience

5
Good experience, understand the market value in offering higher interest rates that are below credit cards but higher than high street loans. Reviewed on: 25th February 2026
Michael Hepburn's avatar
Michael Hepburn

Great service

5
Getting a loan was quick and easy. Communication is excellent. Reviewed on: 25th February 2026
Kerry S's avatar
Kerry S

Great product, great service!

5
Easy online application for my initial loan, with great support from both AI (I think) and agents. Money not paid immediately but in reasonable time. Also had the option to pay direct to creditors, which I didn’t use but is helpful. After that, Updraft reached out when I was preapproved for further loans and helped me clear other more expensive debt when I otherwise wouldn’t have. Great product and easy communication, thanks! Reviewed on: 25th February 2026
Nick Dowsett's avatar
Nick Dowsett

Quick process, easy to understand and to keep paymen...

5
Quick process, easy to understand and to keep payments up to date Reviewed on: 25th February 2026
Josiane D's avatar
Josiane D

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