Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,054 reviews, last reviewed 15th May 2026
384200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was easy to apply, convenient and simple. Was easy to apply, convenient and simple. App is easy to use and straightforward. Reviewed on: 15th May 2026
Joanna L's avatar
Joanna L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (11054)

Really easy process, everything was clear and easy t...

5
Really easy process, everything was clear and easy to understand. Managed to clear my uni overdraft and credit card in one go, which has been so helpful Reviewed on: 25th February 2026

Good service

5
Great service was very easy and fast in transferring the money Reviewed on: 25th February 2026

I’ve used updraft for many years now to consolidate...

5
I’ve used updraft for many years now to consolidate my credit use from university. They helped me manage to get my debts down a substantial amount with affordable monthly payments. They are really easy to contact, the app is very user friendly and you can make extra payments to reduce the monthly cost if necessary. Reviewed on: 25th February 2026

Easy access and quick service provided me with funds...

5
Easy access and quick service provided me with funds required with no hassle Reviewed on: 25th February 2026

Personal loan with a personal touch

5
Personal loan that they provided have a personal touch, helpful in many difficult times Reviewed on: 25th February 2026

Good for emergencies and poor credit

5
Good for emergencies and poor credit Reviewed on: 25th February 2026

Easy to get details and a very quick turn around, no...

5
Easy to get details and a very quick turn around, not left waiting around and very clear about each stage of the process with an easy to use interface Reviewed on: 25th February 2026

Simple process, excellent underwriting and quick dec...

5
Simple process, excellent underwriting and quick decision. Reviewed on: 25th February 2026

Helpful Service

5
Really easy service to use, super friendly and very helpful. They're also very quick to get back to you. Reviewed on: 25th February 2026

APPLICATION SUCCESS

5
When I applied to Updraft for a loan, i found the process very quick and efficient. I loved being able to taylor the repayments to suit my budget. Great company. Would definitely recommend. Reviewed on: 25th February 2026

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review