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Updraft: Personal Loan reviews

4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11098)

Updraft helped me fix my credit score and reduce my...

5
Updraft helped me fix my credit score and reduce my debt. The people at updraft are always helpful and go the extra mile to make sure customers are satisfied Reviewed on: 25th February 2026

Reasonable loan offer and very easy application proc...

5
Reasonable loan offer and very easy application process. Good to be able to make overpayments without a penalty or additional costs. Really easy to keep track via the app. Reviewed on: 25th February 2026

Really good fast experience and friendly communication.

5
Really good fast experience and friendly communication. Reviewed on: 25th February 2026

Excellent from start to finish.

5
Excellent from start to finish. Fast decision . Great communication. . Reviewed on: 25th February 2026

I have two separate loans through updraft and they’v...

5
I have two separate loans through updraft and they’ve been spot on both occasions, decision is reported swiftly and the money lands in my bank almost instantly. Fantastic service. Reviewed on: 25th February 2026

Supper quick easy and professional service

5
Supper quick easy and professional service Reviewed on: 25th February 2026

Great experience

5
Process from start to finish was quick and easy and very simple. Got quote a few minutes later after checks. Reviewed on: 25th February 2026

Absolutely fantastic

5
Absolutely fantastic I really enjoyed and loved the service. It was top of the range Reviewed on: 25th February 2026

Good interest, Fantastic service

5
I have used 2 loans from Updraft which has helped me clear my balances after significantly difficult life events with a much lower interest rate than that of my credit card. The monthly payments are flexible and affordable with the ability to pay early with no fees. Reviewed on: 25th February 2026

Very easy and has sorted my debt out with one financ...

5
Very easy and has sorted my debt out with one financial repayment instead of many from different companies. Reviewed on: 25th February 2026

Review Updraft: Personal Loan now

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