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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Great Great

5
Great. Thank you. Pleasant, friendly. Reviewed on: 25th February 2026
Al C's avatar
Al C

The process of approval was swift and simple, loved it.

5
The process of approval was swift and simple, loved it. Reviewed on: 25th February 2026
Suresh K's avatar
Suresh K

Overall great company!

5
Very easy website to use. Very friendly and helpful customer service and funds were processed very quickly. Couldn’t have asked for more! Thankyou Reviewed on: 25th February 2026
Carley M's avatar
Carley M

They have helpped my out when in need and are very r...

5
They have helpped my out when in need and are very responsive with the support Reviewed on: 25th February 2026
Andi D's avatar
Andi D

Excellent service and value, very easy online applic...

5
Excellent service and value, very easy online application Reviewed on: 25th February 2026
Reb p's avatar
Reb p

Financial freedom

5
Updraft has given me some financial freedom to finally start family planning, the stress and anxiety of debt hanging over your head and also preventing life experiences has now been lifted thanks to updraft I’m finally looking forward to the future !!! Reviewed on: 25th February 2026
sarah.yes@live.co.uk's avatar
[email protected]

recommended multiple friends and family great servic...

5
recommended multiple friends and family great service quick and efficient no messing Reviewed on: 25th February 2026
Reece braia's avatar
Reece braia

Best place to get a personal loan!

5
I’ve had a really positive experience using Updraft. The platform is user friendly, clear, and easy to navigate, which makes managing finances feel far less overwhelming. I especially appreciate how transparent everything is, the breakdown of payments, balances, and options are presented in a straightforward way without hidden confusion. The setup process was smooth, and the communication has been timely and professional. It’s reassuring to use a service that feels supportive rather than pressuring. Overall, Updraft provides a practical and accessible solution for staying on top of finances, and I would definitely recommend it to others looking for a simple, organised way to manage their money. Reviewed on: 25th February 2026
Poupette N's avatar
Poupette N

Simple and straightforward from start to finish.

5
Simple and straightforward from start to finish. This was a totally positive experience with email interactions and form filling all very easy, to quick payment. Reviewed on: 25th February 2026
Philip C's avatar
Philip C

Easy application and decision based on my needs.

5
Easy application and decision based on my needs. Non judgmental and very professional. Decision making was fair and not based solely on credit scoring which puts drafty aside from other lenders who tend to have a very narrow and complicated way to make decisions. Updraft were to the point and their decision process was fair and speedy. Reviewed on: 25th February 2026
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Bernard webb

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