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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Very smart and easy to use interface

5
Very smart and easy to use interface Reviewed on: 25th February 2026
Raluca M's avatar
Raluca M

Moving to a new city!

5
Being an immigrant in the UK who has no access to public funds can be financially burdensome. Life happens, people get sick, family members lose jobs and a monthly salary sometimes doesn't cut it. Updraft has literally given me a chance at a new life. I'd be moving to a new city in a few weeks thanks to the loan I took out. My payment plan was clear and has been easy to follow. I have not missed a payment or had to request any adjustments. However, I am confident that I would receive the help I need if I run into any issues in the future. Plus I am in love with the app! Also, because I had been consistent with my first loan, I was approved for another! I was elated! Sometimes financial information does not provide a realistic picture of a person's life or choices. I don't have two loans because I’m spending money on frivolous things. Life has just been a lot. I know I'm rambling but I truly am grateful for the timely help I received. Thank you to the entire Updraft team! Your customers are more than just numbers, data and stats. The work you all do is making real real-life impact. Sending lots of love x Reviewed on: 25th February 2026
Maggie A's avatar
Maggie A

Easy and efficient to deal with.

5
Easy and efficient to deal with. Never had a problem Reviewed on: 25th February 2026
Esteban72's avatar
Esteban72

Great help

5
Easy to apply and you are updated every step of the way. I would highly recommend updraft! Reviewed on: 25th February 2026
Rachel L's avatar
Rachel L

Personal loan

5
The application for a personal loan was a very quick and smooth process. The funds were in my account within a few days which was great Reviewed on: 25th February 2026
An ly's avatar
An ly

5 stars from me

5
Excellent customer service all round. Would highly recommend. 5 stars from me! Reviewed on: 25th February 2026
Carley's avatar
Carley

Incredibly helpful company, very user friendly and i...

5
Incredibly helpful company, very user friendly and informative, would gladly recommend them to my friends and family. Reviewed on: 25th February 2026
Sean W's avatar
Sean W

Loan process was super easy and when I have needed t...

5
Loan process was super easy and when I have needed to talk to them they are readily available on the phone. Reviewed on: 25th February 2026
Ellie W's avatar
Ellie W

I have used Updraft on a number of occasions and the...

5
I have used Updraft on a number of occasions and they have always given first class service. Their app is easy to navigate and they respond promptly every single time. Reviewed on: 25th February 2026
Fraser G's avatar
Fraser G

They really helped me when I needed some support

5
They really helped me when I needed some support Reviewed on: 25th February 2026
Lucy Kilpatrick's avatar
Lucy Kilpatrick

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