Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,055 reviews, last reviewed 16th May 2026
384300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and smooth transaction. Easy and smooth transaction. They approved me with out alot of hassle Reviewed on: 16th May 2026
Mary Joy's avatar
Mary Joy

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (11055)

I manage to get loan when my bank declined me

5
I manage to get loan when my bank declined me Reviewed on: 25th February 2026
Karol C's avatar
Karol C

Outstanding!

5
Outstanding Experience I couldn’t be happier with the service I received. The approval was incredibly fast, the team was professional and supportive, and the entire process felt easy and stress-free. The low interest rate was a huge bonus. Truly a trustworthy company! Reviewed on: 25th February 2026
KC B's avatar
KC B

So easy to apply and payed out quickly , saved me hu...

5
So easy to apply and payed out quickly , saved me hundreds of pounds in credit card interest Reviewed on: 25th February 2026
Phil l's avatar
Phil l

Experience

5
Customer focused and efficient. User friendly app. Excellent customer experience and satisfaction Reviewed on: 25th February 2026
SN's avatar
SN

Loans with the personal touch.

5
Such a helpful company that enabled me to borrow when credit card debt was becoming overwhelming. Application was straightforward and I love the tools to keep on top of your loan and how you can link all your accounts to help manage you’ll day to day. Having an account manager on hand is also a lovely personal touch. Reasonable interest rates and over payments are possible to get that outstanding balance paid off sooner. Reviewed on: 25th February 2026
Marc S's avatar
Marc S

Really quick and straightforward

5
Really quick and easy to apply and customer service were really friendly and helpful. Reviewed on: 25th February 2026
Jenny L's avatar
Jenny L

Easy application, quick payment, app is easy to use...

5
Easy application, quick payment, app is easy to use and tells you all you need to know. Would 100% recommend. Reviewed on: 25th February 2026
Matt l's avatar
Matt l

Helped me start budgeting and saving again!

5
Super easy to apply and is helping me get my bills on track. I’ve managed to pay off half of my debts in one cheaper single payment instead of multiple payments adding up to cost me more monthly! It’s so much easier to keep a track of my money, where it’s going and to budget and even save some money too. Reviewed on: 25th February 2026
Ceri Evans's avatar
Ceri Evans

Easy seamless application process without the stress

5
From the moment I came across Updraft every step has been fully explained clearly and the application process was seamless. 100% recommend Reviewed on: 25th February 2026
Caroline Nixon's avatar
Caroline Nixon

Very easier to join and the customer service is amaz...

5
Very easier to join and the customer service is amazing Reviewed on: 25th February 2026
Scott W's avatar
Scott W

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill