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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Great friendly and quick service, hassle free.

5
Great friendly and quick service, hassle free. I had no problems getting where I needed to and it has made a big difference to my budgeting. Reviewed on: 25th February 2026
SM's avatar
SM

Easy from start to finish, great communication.

5
Easy from start to finish, great communication. Accessible and flexible to help with working hours which helps. I have no complaints with this company at all. Reviewed on: 25th February 2026
Lauraa's avatar
Lauraa

Friendly and Very Easy to deal with

5
Staff always helpful and on hand to help/answer any questions. Very easy to deal with Reviewed on: 25th February 2026
James's avatar
James

Fast responses, very good APR and fast turn around.

5
Fast responses, very good APR and fast turn around. Very simple process to apply and doesnt affect your credit score to receive a quote. They help you condense loan repayments and turn it into one singular payment. Reviewed on: 25th February 2026
EH's avatar
EH

Very easy to use, person friendly service

5
Very easy to use, person friendly service Reviewed on: 25th February 2026
Beth McGill's avatar
Beth McGill

Quick and easy.

5
Quick and easy. Really straightforward Reviewed on: 25th February 2026
Craig Cooper's avatar
Craig Cooper

Would recommend

5
Process was quick and easy, can set payment date which is very useful Reviewed on: 25th February 2026
Rhys M's avatar
Rhys M

Good service

5
Quick and easy process from start to finish Reviewed on: 25th February 2026
John T's avatar
John T

Quick, easy and hassle free.

5
Quick, easy and hassle free. App is fairly simple to use and the check in from the team after the funds are cleared was a nice personal touch. Reviewed on: 25th February 2026
Richie 's avatar
Richie

No longer drowning in overdraft!

5
I had 2 overdrafts following completing University and was struggling to repay them and manage money. I found UpDraft and was put at ease that I could find a repayment plan to suit my circumstances. I was informed throughout the application and have found the app to be super accessible and easy to understand for people like me who struggle to understand the financial jargon Reviewed on: 25th February 2026
AE's avatar
AE

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