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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11098)

Fast responses, very good APR and fast turn around.

5
Fast responses, very good APR and fast turn around. Very simple process to apply and doesnt affect your credit score to receive a quote. They help you condense loan repayments and turn it into one singular payment. Reviewed on: 25th February 2026
EH's avatar
EH

Very easy to use, person friendly service

5
Very easy to use, person friendly service Reviewed on: 25th February 2026
Beth McGill's avatar
Beth McGill

Quick and easy.

5
Quick and easy. Really straightforward Reviewed on: 25th February 2026
Craig Cooper's avatar
Craig Cooper

Would recommend

5
Process was quick and easy, can set payment date which is very useful Reviewed on: 25th February 2026
Rhys M's avatar
Rhys M

Good service

5
Quick and easy process from start to finish Reviewed on: 25th February 2026
John T's avatar
John T

Quick, easy and hassle free.

5
Quick, easy and hassle free. App is fairly simple to use and the check in from the team after the funds are cleared was a nice personal touch. Reviewed on: 25th February 2026
Richie 's avatar
Richie

No longer drowning in overdraft!

5
I had 2 overdrafts following completing University and was struggling to repay them and manage money. I found UpDraft and was put at ease that I could find a repayment plan to suit my circumstances. I was informed throughout the application and have found the app to be super accessible and easy to understand for people like me who struggle to understand the financial jargon Reviewed on: 25th February 2026
AE's avatar
AE

Quick and reliable.

5
Quick and reliable. Happy customer. Reviewed on: 25th February 2026
NS's avatar
NS

It was quick and easy to get my loan .

5
It was quick and easy to get my loan . I also received it very fast . Reviewed on: 25th February 2026
George M's avatar
George M

Very easy process.

5
Very easy process. Money was in the bank within a short amount of time allowing payments to be made rather quickly. Reviewed on: 25th February 2026
Craig J's avatar
Craig J

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