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Updraft: Personal Loan reviews

View other Updraft products
4.95
Based on 7,085 reviews, last reviewed 24th May 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Understanding and Friendly staff Understanding and Friendly staff Reviewed on: 24th May 2025
Kimberley P's avatar
Kimberley P

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
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O-S-J
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (7085)

Very simple to use the app, link to my bank and veri...

5
Very simple to use the app, link to my bank and verify my details. They could see and confirm income and outgoings and use this along with credit file information to make an informed lending decision. Reviewed on: 23rd March 2024
Javid M's avatar
Javid M

Best rates and speed of delivery of funds

5
They offered me the best rate compared to any other bank to help me get control of my finances. Anyone else was trying to offer me the same rate as credit cards and weren’t helping to get be out of the pit of debt I faced. Updraft gave the best rate, and had the funds in my account the next morning (I signed the agreement on a Friday evening!) Reviewed on: 23rd March 2024
Ross A's avatar
Ross A

The process was very easy and has helped ease my wor...

5
The process was very easy and has helped ease my worries. Reviewed on: 23rd March 2024
jamiehatton16@hotmail.co.uk's avatar
[email protected]

Simple & Easy with no drama.

5
Simple & Easy with no drama. Paid off a previous loan. I was contacted & told I was eligible to apply for a new loan. Relinked my bank account & was offered enough to pay off everything with a lower interest rate & monthly payment than my cards. Applied & had the money in my account the next day Reviewed on: 23rd March 2024
Steve C's avatar
Steve C

Simple process, I would have expected a better inter...

5
Simple process, I would have expected a better interest rate, it’s still very expensive compare to high street bank provided personal loans which are close to 10-12% Reviewed on: 23rd March 2024
FintechExpert's avatar
FintechExpert

Have had a great experience with them in setting my...

5
Have had a great experience with them in setting my loan up that has helped consolidate my payments into one simple affordable amount Reviewed on: 23rd March 2024
Martyn C's avatar
Martyn C

I have a very good experience with updraft

5
I have a very good experience with updraft Reviewed on: 23rd March 2024
Aro's avatar
Aro

Best app I found in 2024

5
I randomly stumbled across the app and gave it download. The process was so quick that it allowed me to clear my credit cards in no time. Highly would recommend it. Reviewed on: 23rd March 2024
Lu's avatar
Lu

Best in business

5
I have very good experience withupdraft Reviewed on: 23rd March 2024
Nisar Ahmed 's avatar
Nisar Ahmed

Got payout 18hrs after seeing updraft

5
Heard about updraft one day. Applied for loan that evening and got accepted. Then the next morning the money was in my account. Told my partner about it then she Applied a day later with the same outcome. Couldn't recommend enough Reviewed on: 23rd March 2024
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Kyle M

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