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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,080 reviews, last reviewed 9th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Straightforward. Straightforward. Easy application. Reviewed on: 9th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft has been a useful tool for me to consolidate...

Updraft has been a useful tool for me to consolidate and clear debt and the process of applying for a loan to receiving the money was far faster than I'd imagined. If I were to find myself in need again I'd likely go back to Updraft. Reviewed on: 25th February 2026

Fast, hassle-free transaction, always a pleasant chat

Fast, hassle-free transaction, always a pleasant chat Reviewed on: 25th February 2026

Excellent offerings, amazing personal support and an...

Excellent offerings, amazing personal support and an easy to understand experience. Reviewed on: 25th February 2026

Amazing experience from the start, helped me get out...

Amazing experience from the start, helped me get out of a horrible situation but thanks to updraft I am now finally financially under control Reviewed on: 25th February 2026

Great experience and you’re able to pay back wheneve...

Great experience and you’re able to pay back whenever you can Reviewed on: 25th February 2026

I was in a bit of a tricky financial situation as mo...

I was in a bit of a tricky financial situation as most of us can be now a days, struggling to make ends meet with overdrafts, but the team were great and the loan has worked perfectly. Updraft has a good interest rate and it’s made me feel a lot more stable, so thank you! Reviewed on: 25th February 2026

Allowed me to easily pay of my overdraft without any...

Allowed me to easily pay of my overdraft without any hassle. It took a lot of stress off my shoulders as I was getting charged heavily by using my overdraft. It also improved my credit score. Reviewed on: 25th February 2026

Easy to follow procedure, no need to for annoying ca...

Easy to follow procedure, no need to for annoying calls all the time Reviewed on: 25th February 2026

Helpful service.

Helpful service. Easy to apply. Took the stress out of debt management Reviewed on: 25th February 2026

I applied for a loan from them a few weeks ago and w...

I applied for a loan from them a few weeks ago and within a week had everything approved and in my bank. No issues or concerns. Lovely customer service and easy to follow website with application process. Reviewed on: 25th February 2026

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