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Updraft: Personal Loan reviews

4.96
Based on 10,506 reviews, last reviewed 7th Mar 2026
330500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Extremely helpful, I had a few things they had to kn... Extremely helpful, I had a few things they had to know further about me to help me actually get the loan where other company's just said no, so I appr... Read more Reviewed on: 7th March 2026
Dean's avatar
Dean

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10506)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Smooth service, money received quickly, best rate of...

5
Smooth service, money received quickly, best rate offered Reviewed on: 3rd March 2026

Helped me out very quickly and efficiently big weigh...

5
Helped me out very quickly and efficiently big weight off my shoulders! Reviewed on: 3rd March 2026

Great customer service and efficient process

5
Great customer service and efficient process Reviewed on: 3rd March 2026

Very Easy Company to Work With

5
Application was very easy and I've had no problems with them since. They were helpful when I wanted to change my DD date and I like that they always remind me that my payment will be taken soon. Reviewed on: 3rd March 2026

Easy process & great app to keep track of everything.

5
I found the process very simple and quick but thorough. The interest rates are competitive and better than most providers. Very simple app to use to keep on top of payments. Also an easy process to do early or extra payments too. I would recommend updraft to anyone looking for a manageable loan. Reviewed on: 3rd March 2026

Really clear and transparent loan provider

5
I liked how easy and clear it was - they really make it transparent and aim at helping you understand loans and costs in the simplest way. I also connected my bank account throughout the process and works seamlessly Reviewed on: 3rd March 2026

All good, no problems.

5
All good, no problems. Quick and easy good customer service Reviewed on: 3rd March 2026

Very smooth and efficient application process and qu...

5
Very smooth and efficient application process and quick turnaround times were incredibly helpful. Reviewed on: 3rd March 2026

Was so easy and stress free thanks to updraft i feel...

5
Was so easy and stress free thanks to updraft i feel so in control of my finances! Reviewed on: 3rd March 2026

Easy to use.

5
Easy to use. Very fair and helped me get out of debt. Obviously need to pay this but it’s only 1 payment instead of 12 so I’m very happy Reviewed on: 3rd March 2026