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Updraft: Personal Loan reviews

4.95
Based on 7,085 reviews, last reviewed 24th May 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Understanding and Friendly staff Understanding and Friendly staff Reviewed on: 24th May 2025
Kimberley P's avatar
Kimberley P

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (7085)

Easy to understands good at communicating

5
Easy to understands good at communicating Reviewed on: 21st March 2024

Life changing

5
Being accepted for a loan has changed my life so much. I've consolidated all my debt into one monthly payment, I am paying a quarter of the payment I was paying, with far less interest. I will be debt free at the end of my loan. Appreciate some credit cards are 0%, but It's too easy to spend again on credit cards. I now have regular funds going into savings, building an emergency fund, and will be going back to complete my Uni degree as I can now afford to put funds by for this. Thank you so much Reviewed on: 21st March 2024

They have been fantastic and helped me through a dif...

5
They have been fantastic and helped me through a difficult time Reviewed on: 21st March 2024

I applied for a loan to consolidate my debt, the app...

5
I applied for a loan to consolidate my debt, the application was quick the response was quick and the rate was even greater. There was no hidden agenda everything was straightforward. Reviewed on: 21st March 2024

Quick and easy to use.

5
Quick and easy to use. Funds are sent fast and managing on the app is simple. Reviewed on: 21st March 2024

excellent service.

5
excellent service. Quick and efficient Reviewed on: 20th March 2024

Brilliant, fast service!

5
Brilliant, fast service! Really take into consideration your situation and provide excellent help. Fast review and fast payment! Reviewed on: 20th March 2024

personal loan with a good Apr.

5
personal loan with a good Apr. same day funds in account. Reviewed on: 20th March 2024

Quick and simple

5
From the start it was all quick and easy and I love that I can see all finances and what I owe in one place. Reviewed on: 20th March 2024

Quick, easy loan

5
I applied for a loan and within a day or so I was approved. I was able to choose the amount I wanted to borrow and length of term I wanted which made it very easy and stress free for me and then the money was paid directly to my bank account within 1-2 days! I can keep track of my monthly payments easily via the app and I love that you can repay any amount early. Reviewed on: 20th March 2024

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