Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,923 reviews, last reviewed 13th Apr 2026
371300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Staff are very helpful and very patient Staff are very helpful and very patient Reviewed on: 13th April 2026
Stacey M's avatar
Stacey M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10923)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Awesome service - quick!

5
Awesome service - quick! Now am worry free Reviewed on: 18th March 2024

Efficient Application Process

4
My application process was extremely quick and approved immediately which was a huge benefit. I only had one issue and that was an important one - the funds were not received on the date promised and were nearly a week late, which did cause me a bit of worry. But overall I was pleased with the simplicity of the process. Reviewed on: 18th March 2024

Really easy but responsible experience

5
Really easy but responsible experience Reviewed on: 18th March 2024

Updraft enabled me to breathe

5
The process was quick, efficient and I would highly recommend to anyone! Reviewed on: 18th March 2024

Loan updraft

5
I have had two loans with updraft credit and been so easy and clear to do. Easy to track and manage on the app. Would defo recommend to family and friends. Reviewed on: 18th March 2024

Instantly got approved for the loan, best experience...

5
Instantly got approved for the loan, best experience ever Reviewed on: 18th March 2024

Very easy to sort everything out

5
Very easy to sort everything out Reviewed on: 18th March 2024

Amazing service!

5
It has been a good tool for consolidation, very easy to sign up and make it easier to have my debt in one place Reviewed on: 18th March 2024

Wanted to consolidate a number of credit cards which...

5
Wanted to consolidate a number of credit cards which had high interest. Updraft was able to provide me a loan that covered the whole amount and a much lower interest. Reviewed on: 18th March 2024

excellent service and very quick

5
excellent service and very quick Reviewed on: 18th March 2024