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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10858 reviews)

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4.96

Based on 10,858 reviews, last reviewed 3rd Apr 2026

365000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Within seconds I was able to borrow the amount I nee... Within seconds I was able to borrow the amount I needed without any hassle or trouble doing it. It only took a few simple steps and the process was ea... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10858)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Excellent service, highly recommend

Easy application process, immediate decision and funds transferred very quickly. I would highly recommend Updraft to anyone wanting a personal loan. Excellent service. Reviewed on: 18th March 2024

Easy application process, fantastic all round experi...

Easy application process, fantastic all round experience would highly recommend Reviewed on: 18th March 2024

It helped me out when I had a relatively low borrowi...

It helped me out when I had a relatively low borrowing score Reviewed on: 18th March 2024

Date amendment and App

I had to have dates amendment as my payment date changed. Called customer service and they were very helpful and was an easy transition to change the dates. Also since I’ve got out the loan it’s been nice to have the app to see how much I have left, how much is paid etc. Really helpful and I think something that is needed to keep updated! Reviewed on: 18th March 2024

5 stars!

Smooth process, easy application, and great app! Received a decision quickly and had the money in my account within a few days. Also liked the open banking aspect, able to link up accounts. 5/5 stars from me! Reviewed on: 18th March 2024

Definitely recommend

It was so easy I would definitely recommend! Reviewed on: 18th March 2024

Updraft, excellent people!

Updraft provide reasonable and realistic rates, especially for those of us with less than perfect credit scores. Updraft work beyond a simple number and lending or risk policy, they actually look at your bank using technology to make their decisions, making you feel like an actual human and not a number or risk score. The process is also actually super easy, simply via app which makes it much more pleasant to go through them for a loan, and it's very quick too. And then when you do need to speak to someone they're available via chat on the app at all times too and are super responsive. I've really enjoyed being a customer of updraft. Reviewed on: 18th March 2024

The process was easy and simple to access.

The process was easy and simple to access. The interest rate would preferably be lower but accessible for me at this time. Reviewed on: 18th March 2024

Very fast and response and seamless process

Very fast and response and seamless process Reviewed on: 18th March 2024

Great customer service and affordable rates

I had 2 loans with Updraft and it really saved me as I was struggling financially. The repayment was affordable and the app is very easy to use. I was able to get in touch with the support team very easy and someone would respond almost immediately. . Reviewed on: 18th March 2024

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