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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10951 reviews)

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4.96

Based on 10,951 reviews, last reviewed 19th Apr 2026

374000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good very easy would recommend to anyone Very good very easy would recommend to anyone Reviewed on: 19th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10951)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Was an easy transaction from start to finish quick e...

Was an easy transaction from start to finish quick easy and effortless. Staff are always on hand to answer any questions Reviewed on: 18th March 2024

Great service!

Great service!! Fab customer service help Reviewed on: 18th March 2024

Updraft loan helped me restructure my finances

Updraft loan helped me restructure my finances Reviewed on: 18th March 2024

Excellent service, highly recommend

Easy application process, immediate decision and funds transferred very quickly. I would highly recommend Updraft to anyone wanting a personal loan. Excellent service. Reviewed on: 18th March 2024

Easy application process, fantastic all round experi...

Easy application process, fantastic all round experience would highly recommend Reviewed on: 18th March 2024

It helped me out when I had a relatively low borrowi...

It helped me out when I had a relatively low borrowing score Reviewed on: 18th March 2024

Date amendment and App

I had to have dates amendment as my payment date changed. Called customer service and they were very helpful and was an easy transition to change the dates. Also since I’ve got out the loan it’s been nice to have the app to see how much I have left, how much is paid etc. Really helpful and I think something that is needed to keep updated! Reviewed on: 18th March 2024

5 stars!

Smooth process, easy application, and great app! Received a decision quickly and had the money in my account within a few days. Also liked the open banking aspect, able to link up accounts. 5/5 stars from me! Reviewed on: 18th March 2024

Definitely recommend

It was so easy I would definitely recommend! Reviewed on: 18th March 2024

Updraft, excellent people!

Updraft provide reasonable and realistic rates, especially for those of us with less than perfect credit scores. Updraft work beyond a simple number and lending or risk policy, they actually look at your bank using technology to make their decisions, making you feel like an actual human and not a number or risk score. The process is also actually super easy, simply via app which makes it much more pleasant to go through them for a loan, and it's very quick too. And then when you do need to speak to someone they're available via chat on the app at all times too and are super responsive. I've really enjoyed being a customer of updraft. Reviewed on: 18th March 2024

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