Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10968 reviews)

View other Updraft products

4.96

Based on 10,968 reviews, last reviewed 23rd Apr 2026

375700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent service, great advice, helped me along wi... Excellent service, great advice, helped me along with the process explaining each step. Reviewed on: 23rd April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10968)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Brilliant

It was fast & efficient, extremely easy & everything was explained in great detail. Reviewed on: 15th March 2024

Easy from start to finish with no holdups

Easy from start to finish with no holdups Reviewed on: 15th March 2024

Easy and accessible with accurate information.

Easy and accessible with accurate information. Easy to know status of my payments. Reviewed on: 15th March 2024

Fantastic!

It was a simple process with a moderate decision time for eligibility. The one feature I love is that you can pay off your credit cards directly from the app, holding off any temptation of spending it on other things. I haven't used this feature yet, as I needed to use it for my Lending Stream loan and my Very.co.uk Credit Account. It took 3 days for the funds to be sent to my account, where I borrowed my maximum. Another cool feature is that you can choose the amount you want borrow, up to your maximum amount. Your interest and monthly repayment plan is calculated straight away on the app, before you commit so you can see whether this is a feasible rate to repay. the interest seem lower (in my opinion) to other lending platforms and cards. I personally find the app, the best way to manage and access the goods and services of this company. Considering, most platforms are via web engines. Overall, I'm extremely pleased with my first experience and would definitely recommend to friends and family who need it. It's a great tool to have for emergencies, if you use it to your advantage and NOT take advantage of it. Reviewed on: 15th March 2024

It is very nice and affordable very good customer se...

It is very nice and affordable very good customer seevice Reviewed on: 15th March 2024

Helped me out, with great rates.

Helped me out, with great rates. 2nd time using upstate, will use again in the future Reviewed on: 15th March 2024

Updraft have been fantastic.

Updraft have been fantastic. Very clear about fees and what you can borrow. Customer service have always sorted any issues quickly and conveniently. Reviewed on: 15th March 2024

Very simple application process, easy to use app.

Very simple application process, easy to use app. Support on hand when needed. Reviewed on: 15th March 2024

Updraft has been a lifesaver for me

Updraft has been a lifesaver for me in consolidating my existing borrowing. Their seamless platform made managing multiple debts a breeze, simplifying monthly payments and reducing the stress of juggling various accounts. While extending the term of my debt may seem daunting, the lower monthly payments and increased transparency offered by Updraft far outweigh any concerns. Their commitment to honesty and integrity sets them apart, providing me with the confidence to take control of my finances. Updraft isn't just a debt consolidation service; it's a lifeline for anyone seeking financial freedom. Highly recommended. Reviewed on: 15th March 2024

Really simple

Really simple to apply. Easy to manage account. Helpful customer service. Reviewed on: 15th March 2024

Alternative products

Peer to Peer Lending
from BridgeCrowd 2.83 from 6 reviews
Logbook Loan
from Car Cash Point 4.72 from 289 reviews
Personal Loan
from Monzo 4.93 from 129 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub