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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Helpful and very friendly staff.

Helpful and very friendly staff who make loan applications so easy. Reviewed on: 15th March 2024

Very slow in authorising the loans

Very slow in authorising the loans Reviewed on: 15th March 2024

Simple and efficient.

It was a very easy application and recieved funds in a very timely manner. All completed through the mobile app. Reviewed on: 15th March 2024

Simple proactive company

Have never had an issue. Very proactive company and always happy to help. The app interface is easy to use and the update of the credit file is easy to view. All products are in one place to it’s easy to also manage savings and finance in general. Reviewed on: 15th March 2024

Simple, straight forward

Simple, straight forward and money was approved and in my bank account with little fuss and I was able to go about settling my personal debts. I was a referred by a friend and I have told my family and friends about this service Reviewed on: 15th March 2024

Needed to pay off another loan, they offered me a lo...

Needed to pay off another loan, they offered me a lower rate. The app is easy to use and setting it all up was a doddle. They keep offering new loans at a higher rate though, which I find rather irritating. Reviewed on: 15th March 2024

It is very accessible and easy to use and the staff...

It is very accessible and easy to use and the staff are so quick to respond when you need help. Reviewed on: 15th March 2024

Quick and simple to use, flexible repayment plan

Quick and simple to use, flexible repayment plan Reviewed on: 15th March 2024

Excellent company , very easy to deal with

Excellent company , very easy to deal with Reviewed on: 15th March 2024

Fast and simple process from start to finish!

Fast and simple process from start to finish! Reviewed on: 15th March 2024

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